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Find My Loan

Which loan fits you? Find out in about a minute.

Answer a few quick questions. You'll see the loans that probably fit you best, why, and where to go next. No contact info required.

What are you trying to do?
Are you a veteran, service member or surviving spouse?
What kind of loan do you have now?
What do you want from the refinance?
Your credit score range
How much do you have for a down payment?
Where do you want to buy?
Is your household income moderate for the area?
Monthly payments on cars, cards and student loans
How do your tax returns look?
Any bankruptcy or foreclosure in the last 4 years?
What kind of property?

Buying your first home?

See first time homebuyer benefits for 3% down options and Florida assistance.

How Find My Loan works

Every loan program has a type of borrower it fits best. VA fits veterans. USDA fits moderate income buyers outside the city with low debts. FHA fits buyers who need flexibility on credit or debt. Conventional rewards strong credit and works for second homes and rentals. DSCR and bank statement loans fit investors and self employed borrowers whose tax returns don't tell the whole story.

The quiz weighs your answers against each of those profiles and ranks the loans that fit best. Then it points you to the next step, usually a deeper quiz or calculator for that loan.

It's the same way I start every conversation: figure out which loans you fit, then find the one that costs the least over the time you'll keep it.

Frequently asked questions

Is this an approval?

No. It's a starting point based on general guidelines.

Does it check my credit?

No, and it doesn't store your answers.

What if more than one loan fits?

That's common, and good news. The cheapest one depends on your numbers, so price them side by side.

Talk with Dane

Want me to price your best fits?

Send me your results. I'll price the loans that fit side by side and show you which costs the least for how long you'll keep it.

Price My Options

Talk it through with Dane.

You do not need to be ready to apply. Send the property, the question or the plan, and I will tell you what I see.