Loans for homebuyers
Whether it is your first home or your next one, the right loan depends on your credit, savings, income and where you want to live.
Conventional loans, in depth
The most common mortgage. Best for strong credit and some savings, with mortgage insurance you can remove.
Second homes and rentals
Down payments, rental income and when DSCR fits better.
Read: Conventional Investment Property Loans in Florida ยท vs DSCR
Two to four units, 5% down
House hacking without FHA's self sufficiency test.
Read: Buying a Duplex, Triplex or Fourplex to Live In
Refinance what you own
Lower your payment, change your loan term, or turn equity into cash for your next move.
Loans for investors
Financing built around the property and your plan, from your first rental to a growing portfolio.
Loans for business owners
When your tax returns don't reflect what you really earn, there are other ways to qualify.
Loans outside the standard boxes
Bank statement, asset based, interest only, foreign national, ITIN, recent credit event, condotel and more. Flexible programs for borrowers whose finances don't fit traditional guidelines.
Guide library
Longer guides on refinancing, jumbo loans, qualifying, closing, pricing and more.