How the FHA Readiness Quiz works
The quiz compares your answers with FHA's core rules: credit score tiers, down payment, waiting periods after bankruptcy or foreclosure, employment and property type. It also flags when another loan, like VA or USDA, may fit better. It doesn't check your credit or store your answers.
Frequently asked questions
Is the FHA quiz free?
Yes, and no contact information is required.
Will it tell me if I'm approved?
No. It shows where you stand and what to work on. Approval depends on your full file.
Why did it suggest VA?
For eligible veterans, VA usually costs less than FHA.
What credit score do I need for FHA?
580 for 3.5% down, or 500 to 579 with 10% down.