Guides
Mortgage Approval Problems guides
Collections, judgments and repairs can slow or stop an approval. These guides show what lenders look for and how to fix the problem before it costs you the contract.
Guides in Mortgage Approval Problems
Mortgage Approval Problems
Collections, Charge Offs and Disputed Accounts During Mortgage Approval
A collection, charge off or disputed account does not automatically prevent mortgage approval, and it does not always have to be paid before closing.
Read: Collections, Charge Offs and DisputedMortgage Approval Problems
Mortgage Approval With a Judgment or Garnishment
Mortgage approval with a judgment or wage garnishment may be possible, but the lender must resolve more than the credit score.
Read: Mortgage Approval With a Judgment orMortgage Approval Problems
Repair Escrow: Closing on a Home Before Required Repairs Are Finished
A repair escrow can sometimes let a purchase close before approved work is finished.
Read: Repair Escrow: Closing on a Home BeforeTalk it through with Dane.
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