Apopka today
| Typical value | Typical rent | Gross yield | |
|---|---|---|---|
| Single family house | $398,000 | $2,600 | 7.8% |
| Condo or townhome (apartment rent) | $223,000 | $1,890 | 10.2% |
What this means
Twelve month change in Apopka: −0.2%, essentially flat, now 5.2% below the May 2024 peak.
A typical house here rents for 7.8% of its value each year, close to the state figure of 8.1%. Price and HOA dues will decide whether it cash flows.
Permits January to September 2026: 625 homes, 36% fewer than 2025.
Rents are area estimates; check comps for the exact house. Sources and method: how these figures are built.
Go deeper: Dane's detailed guides for this area: Buying a Home in Apopka.
Quick facts
| Apopka | vs Orange County | vs Florida | |
|---|---|---|---|
| Population | 65,552 (2025 estimate) | ||
| Growth since 2020 | 19.4% | +12.5 pts | +10.5 pts |
| Median home value | $394,900 | 1% higher | 10% higher |
| Median gross rent | $1,969 | 11% higher | 18% higher |
| Median household income | $96,884 | 22% higher | 30% higher |
| Gross rent yield | 5.98% | +0.5 pts | +0.4 pts |
| Owner occupied homes | 77.7% | +20.9 pts | +10.1 pts |
| Residents 65 and older | 14% | +1.0 pts | −7.3 pts |
| Average commute (minutes) | 31 | 12% higher | 12% higher |
| Homes built 2010 or later | 26.4% | +7.1 pts | +12.2 pts |
| Median property tax paid | $2,707 | 9% lower | 1% lower |
Census survey figures are 2020 to 2024 averages; methods.
Living in Apopka
Orange County city about 16 miles northwest of downtown Orlando, incorporated in 1882.
Apopka is a city with its own government, located in Orange County.
Known for: indoor foliage and nursery industry; AdventHealth Apopka; UF IFAS research center
How it has grown: Expanding in all directions; the John Land Apopka Expressway opened in 2009.
Compared with Orange County as a whole, more homes are owner occupied (77.7% vs 56.8%); less of the housing is in apartment and condo buildings (8.3% vs 29.9%); it grew faster than the county since 2020 (19.4% vs 6.9%) and household incomes are higher ($96,884 vs $79,719).
Ranked against 150 Florida cities: number 74 by home value, 48 by gross rent yield, 31 by income.
Cities with similar prices and rents: Valrico ($393,700, $1,937), Kendale Lakes ($404,500, $1,968), Ocoee ($406,400, $1,946).
Growth and housing
Population went from 54,892 in 2020 to 65,552 in 2025 (19.4%), versus 6.9% for Orange County.
| 2025 building permits | Apopka |
|---|---|
| Single family | 1,130 |
| 5 or more units | 208 |
| Total units | 1,338 |
| Per 1,000 residents | 20.4 |
26.4% of homes are 2010 or newer, so HOA dues and CDD assessments are common. CDD fees
The typical home here was built around 2002. Most housing is single family (81.3%). Average household size is 3.00.
Fewer newcomers from out of state than the county average (1% vs 2.6%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $3,610 a year |
Flood, storms and jobs
The city earned Community Rating System class 8; federal flood policies in its high risk zones cost 10% less. Insured homes in the city filed 7 flood claims since 2000, with $42,146 paid. Countywide, 2.3% of homes sit in a FEMA high risk zone; the Orange County guide has the full flood, storm and jobs picture.
Buying a home in Apopka
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $394,900 |
Price to income: 4.1x, compared with 4.9x for the county.
- Conventional: the most common loan in Orange County.
- FHA: works for the typical $394,900 home here.
Sample FHA payment at $394,900
| Item | Monthly |
|---|---|
| Principal and interest (7.32%, 3.5% down) | $2,664 |
| Property tax (0.69%) | $227 |
| Insurance (county average) | $301 |
| FHA mortgage insurance | $178 |
| Total before HOA or CDD | $3,369 |
| Income needed at a 45% debt ratio | $89,845 a year |
Example, not a quote. Assumptions. Down payment help: Florida Housing.
Investing in Apopka
| Rental math at the median | Value |
|---|---|
| Price / rent | $394,900 / $1,969 |
| Estimated net cap rate | 3% to 3.8% |
| DSCR at 25% down | 0.77 |
| Down payment for DSCR 1.0 | 47% down |
| Down payment for DSCR 1.25 | 62% down |
Long term rentals
| Apopka | vs Orange County | |
|---|---|---|
| Renter occupied homes | 22.3% | −20.9 pts |
| Rental vacancy | 7.9% | −1.4 pts |
| Rent as share of renter income | 43% | +8.2 pts |
Short term rentals
Vacation home share is below the county (1.1% vs 2.4%), so nightly demand here is thinner.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Confirm zoning, registration and HOA rules for the exact address. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 81.3% |
| Buildings with 5+ units | 8.3% |
| Manufactured homes | 2.4% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Observed Rent Index (ZORI), all homes and apartments, smoothed. September 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.