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SEMINOLE COUNTY
Central Florida ยท City guide

Longwood, Florida: Homebuying and Investing Guide

Home values in Longwood sit below the Seminole County median, at $354,300. The numbers below compare it with its county and with Florida.

Illustration: Homes in Longwood
Illustration

Quick facts

Longwoodvs Seminole Countyvs Florida
Population16,892 (2025 estimate)
Growth since 202011.9%+7.4 pts+3.0 pts
Median home value$354,3008% lower1% lower
Median gross rent$1,7552% lower5% higher
Median household income$78,5488% lower5% higher
Owner occupied homes69.4%+3.2 pts+1.8 pts

Census survey figures are 2020 to 2024 averages; methods.

Living in Longwood

Longwood is a city in Seminole County with a revitalized downtown historic district.

As an incorporated city, Longwood sets its own zoning inside Seminole County.

Known for: Downtown historic district revitalized by 2000; Film site for the 1966 Universal movie Johnny Tiger

Established in 1878. The 2020 Census counted 15,087 residents. Source: Wikipedia, Longwood, Florida, accessed October 29, 2026.

Compared with Seminole County as a whole, it grew faster than the county since 2020 (11.9% vs 4.5%); homes are cheaper than the county median ($354,300 vs $386,900); household incomes are lower ($78,548 vs $85,761) and more homes are owner occupied (69.4% vs 66.2%).

Closest matches on price and rent: Goldenrod ($358,700, $1,734), Palm Coast ($350,800, $1,782), Riviera Beach ($354,500, $1,702).

Growth and housing

Longwood changed 11.9% in population from 2020 to 2025 (county 4.5%, Florida 8.9%).

The housing mix is 0% detached houses and 0% larger buildings.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$3,545 a year

Buying a home in Longwood

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$354,300

Price to income: 4.5x, compared with 4.5x for the county.

  • Conventional: the default for buyers with solid credit and 5% or more down.
  • FHA: $186,987 of room between the median home and the FHA limit.

Investing in Longwood

Long term rentals

Longwoodvs Seminole County
Renter occupied homes30.6%-3.2 pts

Short term rentals

Seasonal and vacation homes: 0% of the stock, against 1% countywide.

Short term rental taxesRate
County tourist development tax5%
State sales tax6% plus any county surtax

Get the zoning and HOA answer in writing before you count on nightly income. State rules

Property types

Housing stockShare
Single family detached0%
Buildings with 5+ units0%
Manufactured homes0%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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