Volusia County today
| Typical value | |
|---|---|
| Single family house | $328,000 |
| Condo or townhome | $288,000 |
What this means
Twelve month change in Volusia County: −0.3%, essentially flat, now 6% below the May 2024 peak.
Permits January to September 2026: 1,613 homes, 29% fewer than 2025.
Sources and method: how these figures are built.
Quick facts
| Volusia County | Compared with Florida | |
|---|---|---|
| Population, 2025 estimate | 606,573 | 2.6% of Florida |
| Growth since 2020 | 9.6% | +0.7 pts |
| Median home value | $313,000 | 13% lower |
| Median gross rent | $1,467 | 12% lower |
| Median household income | $70,044 | 6% lower |
| Owner occupied homes | 73.7% | +6.1 pts |
| Residents 65 and older | 25.4% | +4.1 pts |
| Average commute | 28 min | 2% lower |
| Homes built 2010 or later | 10.9% | -3.3 pts |
| Housing units permitted in 2025 per 1,000 residents | 4.7 | 38% lower |
| Veterans, share of adults | 9.7% | +2.3 pts |
| Median property tax paid | $2,395 | 12% lower |
| Average homeowners insurance with wind | $2,808 |
Census figures are 2020 to 2024 averages; see sources and methods.
Living in Volusia County
What stands out about Volusia County: a large veteran community (9.7% of adults); fewer renters than most of Florida (26.3% of homes); and an older population (25.4% age 65 or older).
East central county between the St. Johns River and the Atlantic, with beach towns on the coast and river country inland. The county was formed in 1854 and is governed from DeLand.
The population centers are Deltona, Daytona Beach and Port Orange. Deltona alone has about 97,334 residents.
What anchors the area
- Colleges: Embry-Riddle Aeronautical University (Daytona Beach); Stetson University (DeLand); Bethune-Cookman University (Daytona Beach); Daytona State College (Daytona Beach)
- Commercial airports: Daytona Beach International Airport (DAB)
- Economy: manufacturing; professional services; health care
- Known for: Daytona International Speedway; Ponce de Leon Inlet Lighthouse; Canaveral National Seashore; Blue Spring State Park
Smaller households (2.33 people on average) favor smaller homes and condos.
Growth and where it is heading
From 553,543 residents in 2020 to 606,573 in 2025: that is 9.6%, compared with 8.9% statewide. Year over year: +0.91%.
| 2025 building permits | Units |
|---|---|
| Single family | 2,079 |
| 2 to 4 units | 199 |
| 5 or more units | 548 |
| Total | 2,826 |
| Per 1,000 residents | 4.7 (well below Florida, 7.6) |
See the Central Florida investor guide for regional corridors.
Risks to price in
No hurricane landfall in Volusia County since 2000 in the record we use. Wind and rain from storms still reach inland.
Average homeowners premium with wind: $2,808 a year, about $234 a month (Florida Office of Insurance Regulation, March 2026).
On the coast, flood zone and elevation can matter as much as the price.
35.1% of homes predate 1980, so expect four point inspections and roof questions from insurers. Insurance and inspections
High rise exposure: 11.2% of housing is in large buildings, where reserves and assessments decide financing. Condo financing
Flood, storms and jobs
| Volusia County | Florida | |
|---|---|---|
| Homes in a FEMA high risk flood zone | 19,091 (8.4%) | 13.3% |
| Homes with federal flood insurance | 25,185 (11.1%) | 13.7% |
| Insured share inside high risk zones | 57.4% | |
| Flood insurance claims since 2000 | 11,269, $576,445,891 paid | |
| Costliest flood events for insured homes | Hurricane Ian ($240,780,494); Hurricane Milton ($193,256,296); Hurricane Irma ($53,163,738) | |
| Major federal disasters declared since 2000 | 18 (11 hurricane, 4 severe storm, 1 tropical storm) |
Flood insurance discount: the county (unincorporated areas) holds Community Rating System class 5, worth 25% off federal premiums in high risk zones (map dated 09/29/17).
Volusia County counted 164,490 private jobs in 2023; the largest sectors were health care and social assistance (18%), retail (18%), hotels and restaurants (16%). The visitor economy (hotels and restaurants) is 16% of private jobs, close to the Florida share.
Buying a home in Volusia County
| 2026 loan limit, one unit | Amount |
|---|---|
| FHA | $541,287 |
| Conforming (above this is jumbo) | $832,750 |
FHA works at the median price here. FHA limits
The median home equals 4.5 years of median household income (4.8 for the state).
Loans made here in 2025
| Loan type | Loans | Share | Florida share | Average loan |
|---|---|---|---|---|
| Conventional | 9,597 | 67.9% | 72.2% | $275,164 |
| FHA | 2,879 | 20.4% | 17.8% | $297,268 |
| VA | 1,600 | 11.3% | 9.9% | $353,406 |
| USDA | 54 | 0.4% | 0.2% | $71,667 |
| Purpose | Share of 2025 loans |
|---|---|
| Home purchase | 57.3% |
| Cash out refinance | 15.8% |
| Rate and term refinance | 10.4% |
| Home improvement | 7.6% |
Total loans fell 0.7% from 2024 (14,232 to 14,130).
Loans that fit the local numbers
- Conventional: 67.9% of local loans.
- FHA: lower scores and higher debt ratios allowed; limit $541,287.
- VA: veterans are 9.7% of adults (Florida 7.4%).
Down payment help and taxes
Down payment help: use the statewide programs from the Florida Housing Finance Corporation. Current owners pay a median $2,395 a year in property tax; plan on more after a sale resets the value. Homestead and tax caps
Investing in Volusia County
DSCR loans often price above this rate. Method. DSCR loans
Run your own numbers
Long term rentals
| Volusia County | vs Florida | |
|---|---|---|
| Renter occupied homes | 26.3% | -6.1 pts |
| Rent as share of renter income | 34.3% | -0.9 pts |
| Rental vacancy | 7.4% | -0.2 pts |
Short term rentals
| Item | Here |
|---|---|
| County tourist tax | 6% |
| Plus state sales tax | 6% (plus any county surtax) |
| Homes held for seasonal use | 8% (+0.2 pts vs Florida) |
| Commercial airport | Daytona Beach International Airport (DAB) |
Vacation rental towns with guides: Daytona Beach, New Smyrna Beach. A home only works as a vacation rental if zoning and the HOA both allow it. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 64.5% |
| Buildings with 5+ units | 18.4% |
| Manufactured homes | 8% |
| 2025 loans on 2 to 4 unit properties | 0.84% |
Largest cities and towns in Volusia County
Among places with at least 1,000 residents, New Smyrna Beach has the highest median value ($395,300) and South Daytona the lowest ($222,200); South Daytona shows the best rent to price ratio (7.45% gross).
| Place | Population | Median value | Median rent | Median income |
|---|---|---|---|---|
| Deltona | 97,334 | $285,400 | $1,711 | $76,924 |
| Daytona Beach | 78,992 | $287,700 | $1,328 | $52,058 |
| Port Orange | 64,767 | $317,200 | $1,634 | $74,426 |
| Ormond Beach | 43,976 | $354,800 | $1,411 | $69,177 |
| DeLand | 41,611 | $330,900 | $1,355 | $71,863 |
| New Smyrna Beach | 31,974 | $395,300 | $1,712 | $83,865 |
| Edgewater | 23,627 | $256,200 | $1,309 | $60,977 |
| DeBary | 22,869 | $349,700 | $1,751 | $88,569 |
| Orange City | 14,372 | $259,100 | $1,607 | $57,800 |
| South Daytona | 13,543 | $222,200 | $1,379 | $56,579 |
Census places, including unincorporated communities. Linked places have their own guide.
Compare with neighboring counties
2 of its 7 neighbors are cheaper by median value.
| County | Median value | Median rent | Growth since 2020 |
|---|---|---|---|
| Volusia County | $313,000 | $1,467 | 9.6% |
| Brevard County | $339,600 | $1,556 | 9.5% |
| Flagler County | $364,900 | $1,722 | 21.7% |
| Lake County | $318,400 | $1,586 | 18.8% |
| Marion County | $243,100 | $1,277 | 17.8% |
| Orange County | $390,100 | $1,775 | 6.9% |
| Putnam County | $160,300 | $906 | 6% |
| Seminole County | $386,900 | $1,783 | 4.5% |
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.