Port St. Lucie today
What this means
Twelve month change in Port St. Lucie: −0.9%, essentially flat, now 6.1% below the Sep 2022 peak.
Treat these as area figures and confirm rent with comps. Sources and method: how these figures are built.
Quick facts
| Port St. Lucie | vs St. Lucie County | vs Florida | |
|---|---|---|---|
| Population | 268,062 (2025 estimate) | ||
| Growth since 2020 | 30.9% | +8.7 pts | +22.0 pts |
| Median home value | $369,200 | 6% higher | 3% higher |
| Median gross rent | $1,937 | 22% higher | 16% higher |
| Median household income | $80,648 | 13% higher | 8% higher |
| Owner occupied homes | 84% | +5.4 pts | +16.4 pts |
| Residents 65 and older | 21.8% | -2.8 pts | +0.5 pts |
| Average commute (minutes) | 30 | 4% higher | 9% higher |
| Homes built 2010 or later | 21.8% | +5.3 pts | +7.6 pts |
| Median property tax paid | $3,585 | 11% higher | 31% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Port St. Lucie
Treasure Coast city in St. Lucie County, about 113 miles north of Miami, incorporated in 1961 after a 1950s land development.
As an incorporated city, Port St. Lucie sets its own zoning inside St. Lucie County.
Known for: Clover Park (Mets spring training); PGA Village; Tradition
Getting around and growth: Crosstown Parkway (2019) links Interstate 95 and US 1; St. Lucie West and Tradition drove growth.
Compared with St. Lucie County as a whole, Census median rent runs higher ($1,937 vs $1,585 countywide); it grew faster than the county since 2020 (30.9% vs 22.2%); fewer homes are seasonal or vacation homes (4.6% vs 9.6%) and less of the housing is in apartment and condo buildings (5.9% vs 13.3%).
Closest matches on price and rent: Navarre ($375,700, $1,966), North Port ($362,500, $1,894), Country Club ($378,600, $1,899).
Growth and housing
The Census estimates 268,062 residents in 2025, up from 204,826 in 2020: 30.9% growth.
| 2025 building permits | Port St. Lucie |
|---|---|
| Single family | 2,814 |
| 5 or more units | 190 |
| Total units | 3,028 |
| Per 1,000 residents | 11.3 |
21.8% of homes are 2010 or newer, so HOA dues and CDD assessments are common. CDD fees
Half the homes are older than 2002. Most housing is single family (87.1%). Households average 2.76 people.
Each year about 2.2% of residents arrive from other states.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $3,491 a year |
| Hurricanes tied to St. Lucie County since 2000 | Frances (2004), Jeanne (2004), Nicole (2022) |
| Coastal county | check flood zone and elevation per address |
Flood, storms and jobs
Flood premiums in Port St. Lucie get a 25% discount in high risk zones because the city holds CRS class 5. 445 flood claims ($1,971,432) have come from Port St. Lucie since 2000. The St. Lucie County guide covers storms, flood claims and employers; 4.9% of county homes are in high risk flood zones.
Buying a home in Port St. Lucie
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $603,750 |
| Conforming, one unit | $832,750 |
| Median home value here | $369,200 |
Price to income: 4.6x, compared with 4.9x for the county.
- Conventional: the most common loan in St. Lucie County.
- FHA: $234,550 of room between the median home and the FHA limit.
- VA: veterans are 8.6% of adults.
Investing in Port St. Lucie
Long term rentals
| Port St. Lucie | vs St. Lucie County | |
|---|---|---|
| Renter occupied homes | 16% | -5.4 pts |
| Rental vacancy | 7.4% | same |
| Rent as share of renter income | 34.6% | -2.8 pts |
Short term rentals
4.6% of homes are held for seasonal or vacation use (St. Lucie County 9.6%).
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 5% |
| State sales tax | 6% plus any county surtax |
Check the address against local zoning and the HOA documents first. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 87.1% |
| Buildings with 5+ units | 5.9% |
| Manufactured homes | 1.7% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.