Country Club today
What this means
Country Club prices barely moved in the past year (+1.3%).
No Zillow figure covers this place, so the value is the Census 2020 to 2024 median updated with the FHFA price index. Rough guide only; see how these figures are built.
Quick facts
| Country Club | vs Miami-Dade County | vs Florida | |
|---|---|---|---|
| Population | 51,296 (Census survey) | ||
| Median home value | $378,600 | 18% lower | 5% higher |
| Median gross rent | $1,899 | 4% higher | 14% higher |
| Median household income | $75,212 | 5% higher | 1% higher |
| Owner occupied homes | 45.7% | -6.5 pts | -21.9 pts |
| Residents 65 and older | 12.5% | -4.4 pts | -8.8 pts |
| Average commute (minutes) | 36 | 15% higher | 27% higher |
| Homes built 2010 or later | 3% | -8.4 pts | -11.2 pts |
| Median property tax paid | $2,745 | 27% lower | 1% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Country Club
Suburban unincorporated area in northwest Miami Dade about 21 miles from downtown, named for the Country Club of Miami (1961).
Country Club is an unincorporated community, so there is no city government; Miami-Dade County handles zoning, permits and rental rules.
Known for: Country Club of Miami; Willis D. Harding Park
Getting around and growth: The Palmetto Expressway on its south edge links to the Turnpike and Interstate 95.
Compared with Miami-Dade County as a whole, homes are cheaper than the county median ($378,600 vs $463,000); housing is older (3% built since 2010 vs 11.4%); commutes are longer (36 vs 31 minutes) and more of the housing is in apartment and condo buildings (53.8% vs 44.7%).
Closest matches on price and rent: Winter Springs ($378,700, $1,867), Cape Coral ($373,500, $1,858), Navarre ($375,700, $1,966).
Growth and housing
Yearly population estimates are not published for Census designated places; the county trend is the best guide. Miami-Dade County grew 3.7% from 2020 to 2025.
The typical home here was built around 1988. Apartments and condos make up a large share: 53.8% of homes are in buildings of five or more units. Households average 2.82 people.
Each year about 1% of residents arrive from other states.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $5,975 a year |
| Hurricanes tied to Miami-Dade County since 2000 | Katrina (2005) |
| Coastal county | check flood zone and elevation per address |
33.9% of homes are in buildings of 20 or more units; condo reserves and inspections decide financing. Condo financing
Flood, storms and jobs
As an unincorporated area, Country Club uses Miami-Dade County flood rules (CRS class 3, 35% off high risk premiums). The Miami-Dade County guide covers storms, flood claims and employers; 40.5% of county homes are in high risk flood zones.
Buying a home in Country Club
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $667,000 |
| Conforming, one unit | $832,750 |
| Median home value here | $378,600 |
Price to income: 5.0x, compared with 6.5x for the county.
- Conventional: mortgage insurance drops off as equity builds.
- FHA: works for the typical $378,600 home here.
Investing in Country Club
Long term rentals
| Country Club | vs Miami-Dade County | |
|---|---|---|
| Renter occupied homes | 54.3% | +6.5 pts |
| Rental vacancy | 1.7% | -3.8 pts |
| Rent as share of renter income | 38.2% | same |
Short term rentals
Vacation home share is below the county (0.4% vs 4.6%), so nightly demand here is thinner.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Rules vary street by street; verify zoning and HOA limits early. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 20.3% |
| Buildings with 5+ units | 53.8% |
| Manufactured homes | 0.3% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.