Englewood today
What this means
Values in Englewood are about flat (−0.2% in a year).
No Zillow figure covers this place, so the value is the Census 2020 to 2024 median updated with the FHFA price index. Rough guide only; see how these figures are built.
Quick facts
| Englewood | vs Charlotte County | vs Florida | |
|---|---|---|---|
| Population | 20,091 (Census survey) | ||
| Median home value | $339,900 | 3% higher | 5% lower |
| Median gross rent | $1,242 | 15% lower | 26% lower |
| Median household income | $69,222 | 1% lower | 7% lower |
| Owner occupied homes | 87% | +3.2 pts | +19.4 pts |
| Residents 65 and older | 60.1% | +19.6 pts | +38.8 pts |
| Average commute (minutes) | 23 | 14% lower | 17% lower |
| Homes built 2010 or later | 9.8% | -3.7 pts | -4.4 pts |
| Median property tax paid | $2,391 | 14% lower | 12% lower |
Census survey figures are 2020 to 2024 averages; methods.
Living in Englewood
Unincorporated community on Lemon Bay in Sarasota and Charlotte counties, platted in 1896 and long a fishing town; heavily damaged by the 2024 hurricanes.
There is no city hall here: Englewood is a Census designated place, and Charlotte County, Sarasota County sets the rules.
The Census place spans 2 counties: Charlotte County, Sarasota County. Taxes, rules and insurance averages depend on which side of the line a home sits.
Known for: Englewood Beach; West Dearborn Street; Lemon Bay
How it has grown: A community redevelopment area covers the Sarasota County side.
Next to the rest of Charlotte County, the population is older (60.1% age 65 or older vs 40.5%); more homes are seasonal or vacation homes (21.1% vs 15.7%); the Census median rent is $1,242, below the county's $1,464 and households are smaller (1.88 vs 2.17 people).
If you like the numbers here, also look at Fort Walton Beach ($321,800, $1,307), DeLand ($330,900, $1,355), Pensacola ($314,400, $1,322).
Growth and housing
The Census does not publish yearly estimates for unincorporated places, so growth here is read from housing age and the county trend. Charlotte County grew 16.3% from 2020 to 2025.
Median year built: 1982. The housing mix is 57.4% detached houses and 4.4% larger buildings. Average household size is 1.88.
7.1% of residents moved in from another state in the past year (county 5.3%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $3,160 a year |
| Hurricanes tied to Charlotte County since 2000 | Charley (2004), Ian (2022) |
| Coastal county | check flood zone and elevation per address |
45.9% of homes predate 1980: expect four point inspections. Inspections
Manufactured homes are 23.6% of housing. Manufactured home loans
Flood, storms and jobs
Flood insurance here follows Charlotte County, which holds CRS class 5 (25% discount). The Charlotte County guide covers storms, flood claims and employers; 48.7% of county homes are in high risk flood zones.
Buying a home in Englewood
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $339,900 |
Homes cost 4.9 times median household income here (Charlotte County 4.7, Florida 4.8).
- Conventional: mortgage insurance drops off as equity builds.
- FHA: $201,387 of room between the median home and the FHA limit.
- VA: veterans are 13.1% of adults.
Investing in Englewood
Long term rentals
| Englewood | vs Charlotte County | |
|---|---|---|
| Renter occupied homes | 13% | -3.2 pts |
| Rental vacancy | 12.9% | +1.1 pts |
| Rent as share of renter income | 30.3% | -5.6 pts |
Short term rentals
Englewood is one of Florida's vacation rental markets: 21.1% of homes are held for seasonal or vacation use.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 5% |
| State sales tax | 6% plus any county surtax |
Confirm zoning, registration and HOA rules for the exact address. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 57.4% |
| Buildings with 5+ units | 4.4% |
| Manufactured homes | 23.6% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.