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VOLUSIA COUNTY
Central Florida · City guide

DeLand, Florida: Homebuying and Investing Guide

Houses in DeLand run about $341,000 today, about flat over the past year. The guide covers buying, renting out and the risks.

Illustration: Volusia County scenery near DeLand
Illustration

DeLand today

Typical house value$341,000Zillow single family home value, Sep 2026
Change, past 12 months+0.1%Florida −0.9%
Average home insurance$2,808/yrState average with wind, by county

What this means

Twelve month change in DeLand: +0.1%, essentially flat, now 3.8% below the May 2024 peak.

$156k$249k$341k$434k201620182020202220242026
DeLand Florida. Zillow Home Value Index (single family), March and September of each year. Typical house value in DeLand: $160,524 in Mar 2016, $341,368 in Sep 2026; Florida $204,709 to $396,809.

Treat these as area figures and confirm rent with comps. Sources and method: how these figures are built.

Quick facts

DeLandvs Volusia Countyvs Florida
Population46,346 (2025 estimate)
Growth since 202022.7%+13.1 pts+13.8 pts
Median home value$330,9006% higher8% lower
Median gross rent$1,3558% lower19% lower
Median household income$71,8633% higher4% lower
Owner occupied homes64.4%-9.3 pts-3.2 pts
Residents 65 and older21.6%-3.8 pts+0.3 pts
Average commute (minutes)283% higher1% higher
Homes built 2010 or later28.4%+17.5 pts+14.2 pts
Median property tax paid$2,97924% higher9% higher

Census survey figures are 2020 to 2024 averages; methods.

Living in DeLand

Volusia County seat, the Athens of Florida, founded in 1876 by Henry DeLand as a citrus and resort town.

DeLand is a city with its own government, located in Volusia County.

Known for: Stetson University; Museum of Art DeLand; DeLand Municipal Airport and its skydiving industry

Development and roads: Since 2024 DeLand has been the northern end of SunRail.

Compared with Volusia County as a whole, it grew faster than the county since 2020 (22.7% vs 9.6%); housing is newer (28.4% built since 2010 vs 10.9%); fewer homes are seasonal or vacation homes (2.6% vs 8%) and fewer homes are owner occupied (64.4% vs 73.7%).

Cities with similar prices and rents: Fort Walton Beach ($321,800, $1,307), Pensacola ($314,400, $1,322), Englewood ($339,900, $1,242).

Growth and housing

DeLand changed 22.7% in population from 2020 to 2025 (county 9.6%, Florida 8.9%).

2025 building permitsDeLand
Single family181
5 or more units0
Total units181
Per 1,000 residents3.9

Newer housing (28.4% built since 2010) often comes with HOA and CDD fees that lenders count. CDD fees

Half the homes are older than 1996. The housing mix is 64.6% detached houses and 19.1% larger buildings. Households average 2.43 people.

Fewer newcomers from out of state than the county average (2.1% vs 2.7%).

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$2,808 a year
Coastal countycheck flood zone and elevation per address

With 34.2% of the stock built before 1980, budget for roof, electrical and plumbing updates. Inspections

Flood, storms and jobs

No CRS flood discount applies inside DeLand city limits. Insured homes in the city filed 22 flood claims since 2000, with $1,196,775 paid. Countywide, 8.4% of homes sit in a FEMA high risk zone; the Volusia County guide has the full flood, storm and jobs picture.

Buying a home in DeLand

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$330,900

Homes cost 4.6 times median household income here (Volusia County 4.5, Florida 4.8).

  • Conventional: mortgage insurance drops off as equity builds.
  • FHA: the DeLand median of $330,900 fits under the $541,287 limit.
  • VA: veterans are 9.4% of adults.

Investing in DeLand

Long term rentals

DeLandvs Volusia County
Renter occupied homes35.6%+9.3 pts
Rental vacancy4.9%-2.5 pts
Rent as share of renter income35.7%+1.4 pts

Short term rentals

Vacation home share is below the county (2.6% vs 8%), so nightly demand here is thinner.

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Rules vary street by street; verify zoning and HOA limits early. State rules

Property types

Housing stockShare
Single family detached64.6%
Buildings with 5+ units19.1%
Manufactured homes6%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Wikipedia article for this place (history, setting, roads). checked October 2026.
  14. Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
  15. Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
  16. U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
  17. FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
  18. FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
  19. FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
  20. FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
  21. U.S. Census Bureau, County Business Patterns 2023. 2023.
  22. U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
  23. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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