Jacksonville Beach today
What this means
Values in Jacksonville Beach are still rising: +3.4% in the past year.
Permits January to September 2026: 446 homes, 597% more than 2025.
Treat these as area figures and confirm rent with comps. Sources and method: how these figures are built.
Quick facts
| Jacksonville Beach | vs Duval County | vs Florida | |
|---|---|---|---|
| Population | 23,615 (2025 estimate) | ||
| Growth since 2020 | -0.9% | -7.7 pts | -9.8 pts |
| Median home value | $575,800 | 90% higher | 60% higher |
| Median gross rent | $1,848 | 25% higher | 11% higher |
| Median household income | $120,698 | 69% higher | 62% higher |
| Owner occupied homes | 68.8% | +10.6 pts | +1.2 pts |
| Residents 65 and older | 21.8% | +6.5 pts | +0.5 pts |
| Average commute (minutes) | 24 | 2% lower | 15% lower |
| Homes built 2010 or later | 11.9% | -3.2 pts | -2.3 pts |
| Median property tax paid | $4,088 | 81% higher | 50% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Jacksonville Beach
Duval County beach city on San Pablo Island, a resort since the 1880s, renamed in 1925.
Jacksonville Beach is a city with its own government, located in Duval County.
Known for: Jacksonville Beach Pier; Casa Marina Hotel; Adventure Landing
US 90 (Beach Boulevard) and A1A are the main routes.
Next to the rest of Duval County, homes are pricier than the county median ($575,800 vs $303,500); household incomes are higher ($120,698 vs $71,277); Census median rent runs higher ($1,848 vs $1,475 countywide) and more homes are seasonal or vacation homes (7.9% vs 0.9%).
Cities with similar prices and rents: Kendall ($567,900, $1,905), Miami Beach ($556,700, $1,826), Fort Myers Beach ($642,400, $1,836).
Growth and housing
The Census estimates 23,615 residents in 2025, down from 23,833 in 2020.
| 2025 building permits | Jacksonville Beach |
|---|---|
| Single family | 73 |
| 5 or more units | 0 |
| Total units | 75 |
| Per 1,000 residents | 3.2 |
Median year built: 1983. The housing mix is 48.2% detached houses and 32.5% larger buildings. Households average 2.12 people.
More newcomers from out of state than the county average (4.5% vs 3.2%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $2,786 a year |
| Coastal county | check flood zone and elevation per address |
With 44.7% of the stock built before 1980, budget for roof, electrical and plumbing updates. Inspections
Condo towers and big complexes (19.3% of homes) mean assessments and building approval matter. Condo financing
Flood, storms and jobs
Jacksonville Beach has its own flood program rating: CRS class 6, which takes 20% off federal flood premiums in high risk zones. Since 2000, flood insurance has paid $14,708,734 on 451 claims inside Jacksonville Beach. Countywide, 3% of homes sit in a FEMA high risk zone; the Duval County guide has the full flood, storm and jobs picture.
Buying a home in Jacksonville Beach
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $580,750 |
| Conforming, one unit | $832,750 |
| Median home value here | $575,800 |
Homes cost 4.8 times median household income here (Duval County 4.3, Florida 4.8).
- Conventional: mortgage insurance drops off as equity builds.
- FHA: works for the typical $575,800 home here.
- VA: veterans are 9.6% of adults.
Investing in Jacksonville Beach
Long term rentals
| Jacksonville Beach | vs Duval County | |
|---|---|---|
| Renter occupied homes | 31.2% | -10.6 pts |
| Rental vacancy | 10.8% | +2.9 pts |
| Rent as share of renter income | 27.8% | -4.9 pts |
Short term rentals
With 7.9% of homes kept for seasonal use, Jacksonville Beach is a true vacation market.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Nightly rentals depend on local zoning and the HOA; check both. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 48.2% |
| Buildings with 5+ units | 32.5% |
| Manufactured homes | 0.2% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.