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MIAMI DADE COUNTY
South Florida and Keys · City guide

Kendall, Florida: Homebuying and Investing Guide

A typical Kendall house is worth about $658,000 today, about flat over the past year. Data, rules and a rental calculator below.

Illustration: Miami Dade County scenery near Kendall
Illustration

Kendall today

Typical home value$658,000Census median updated with FHFA prices
Change, past 12 months+1.3%Florida −0.9%
Average home insurance$5,975/yrState average with wind, by county

What this means

Values in Kendall are about flat (+1.3% in a year).

911692463232010201520202025
Miami-Dade County Florida. Index, 2010 = 100 (FHFA, all transactions). Miami-Dade County home prices since 2010: 224% through 2025, versus 177% for Florida.

No Zillow figure covers this place, so the value is the Census 2020 to 2024 median updated with the FHFA price index. Rough guide only; see how these figures are built.

Quick facts

Kendallvs Miami-Dade Countyvs Florida
Population79,562 (Census survey)
Median home value$567,90023% higher58% higher
Median gross rent$1,9054% higher14% higher
Median household income$87,32522% higher17% higher
Owner occupied homes62.2%+10.0 pts-5.4 pts
Residents 65 and older20.6%+3.7 pts-0.7 pts
Average commute (minutes)303% lower7% higher
Homes built 2010 or later4%-7.4 pts-10.2 pts
Median property tax paid$4,21813% higher55% higher

Census survey figures are 2020 to 2024 averages; methods.

Living in Kendall

Unincorporated Miami Dade community about 14 miles southwest of downtown Miami, with US 1 on its east side.

As an unincorporated area, Kendall follows Miami-Dade County rules for zoning, permits and short term rentals.

Known for: Dadeland Mall; The Falls; Pollo Tropical headquarters

Growth moved west from the 1970s to the 1990s; the Turnpike's Homestead Extension forms the west edge.

Compared with Miami-Dade County as a whole, homes are pricier than the county median ($567,900 vs $463,000); household incomes are higher ($87,325 vs $71,753); more homes are owner occupied (62.2% vs 52.2%) and housing is older (4% built since 2010 vs 11.4%).

If you like the numbers here, also look at Jacksonville Beach ($575,800, $1,848), Miami Beach ($556,700, $1,826), Coral Springs ($545,400, $2,084).

Growth and housing

The Census does not publish yearly estimates for unincorporated places, so growth here is read from housing age and the county trend. Miami-Dade County grew 3.7% from 2020 to 2025.

Half the homes are older than 1978. This is a multifamily heavy market (40.6% in buildings of 5+ units). Average household size is 2.58.

Fewer newcomers from out of state than the county average (0.9% vs 1.3%).

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$5,975 a year
Hurricanes tied to Miami-Dade County since 2000Katrina (2005)
Coastal countycheck flood zone and elevation per address

Insurers will want a four point inspection on most older homes here (55.2% predate 1980). Inspections

Large buildings hold 27.6% of homes here; read the reserve study before buying a condo. Condo financing

Flood, storms and jobs

Flood insurance here follows Miami-Dade County, which holds CRS class 3 (35% discount). For county flood claims, disaster history and jobs, see the Miami-Dade County guide (40.5% of homes there are in high risk zones).

Buying a home in Kendall

2026 loan limits (county)Amount
FHA, one unit$667,000
Conforming, one unit$832,750
Median home value here$567,900

Homes cost 6.5 times median household income here (Miami-Dade County 6.5, Florida 4.8).

  • Conventional: the most common loan in Miami-Dade County.
  • FHA: $99,100 of room between the median home and the FHA limit.

Investing in Kendall

Long term rentals

Kendallvs Miami-Dade County
Renter occupied homes37.8%-10.0 pts
Rental vacancy5.9%+0.4 pts
Rent as share of renter income34.3%-3.9 pts

Short term rentals

0.8% of homes are held for seasonal or vacation use (Miami-Dade County 4.6%).

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Nightly rentals depend on local zoning and the HOA; check both. State rules

Property types

Housing stockShare
Single family detached40.4%
Buildings with 5+ units40.6%
Manufactured homes0.3%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Wikipedia article for this place (history, setting, roads). checked October 2026.
  14. Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
  15. Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
  16. U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
  17. FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
  18. FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
  19. FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
  20. FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
  21. U.S. Census Bureau, County Business Patterns 2023. 2023.
  22. U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
  23. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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