Boynton Beach today
What this means
Home values here climbed 1.6% in a year.
Permits January to September 2026: 726 homes, 74% more than 2025.
Rents are area estimates; check comps for the exact house. Sources and method: how these figures are built.
Quick facts
| Boynton Beach | vs Palm Beach County | vs Florida | |
|---|---|---|---|
| Population | 82,396 (2025 estimate) | ||
| Growth since 2020 | 2.7% | -2.9 pts | -6.2 pts |
| Median home value | $351,100 | 22% lower | 2% lower |
| Median gross rent | $2,041 | 7% higher | 22% higher |
| Median household income | $70,074 | 16% lower | 6% lower |
| Owner occupied homes | 64.7% | -5.4 pts | -2.9 pts |
| Residents 65 and older | 22.5% | -2.3 pts | +1.2 pts |
| Average commute (minutes) | 26 | 1% lower | 6% lower |
| Homes built 2010 or later | 8.5% | -0.7 pts | -5.7 pts |
| Median property tax paid | $2,891 | 25% lower | 6% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Boynton Beach
Palm Beach County city on the Intracoastal Waterway about 57 miles north of Miami, incorporated in 1920.
Boynton Beach is a city with its own government, located in Palm Beach County.
Known for: Boynton Beach Oceanfront Park; Bethesda Hospital; Schoolhouse Children's Museum
Getting around and growth: Interstate 95 (1977) and a Tri Rail station (1989) serve the city.
Next to the rest of Palm Beach County, homes are cheaper than the county median ($351,100 vs $447,300); household incomes are lower ($70,074 vs $83,581); fewer homes are owner occupied (64.7% vs 70.1%) and more of the housing is in apartment and condo buildings (36.9% vs 31.4%).
If you like the numbers here, also look at Sunrise ($354,500, $2,140), Land O' Lakes ($377,400, $2,045), Four Corners ($351,800, $1,847).
Growth and housing
The Census estimates 82,396 residents in 2025, up from 80,198 in 2020: 2.7% growth.
| 2025 building permits | Boynton Beach |
|---|---|
| Single family | 64 |
| 5 or more units | 392 |
| Total units | 462 |
| Per 1,000 residents | 5.6 |
The typical home here was built around 1984. Apartments and condos make up a large share: 36.9% of homes are in buildings of five or more units. Households average 2.44 people.
Fewer newcomers from out of state than the county average (2.1% vs 2.5%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $6,323 a year |
| Hurricanes tied to Palm Beach County since 2000 | Frances (2004) |
| Coastal county | check flood zone and elevation per address |
With 41.3% of the stock built before 1980, budget for roof, electrical and plumbing updates. Inspections
Large buildings hold 21.2% of homes here; read the reserve study before buying a condo. Condo financing
Flood, storms and jobs
Flood premiums in Boynton Beach get a 30% discount in high risk zones because the city holds CRS class 4. 303 flood claims ($1,086,011) have come from Boynton Beach since 2000. The Palm Beach County guide covers storms, flood claims and employers; 8.2% of county homes are in high risk flood zones.
Buying a home in Boynton Beach
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $667,000 |
| Conforming, one unit | $832,750 |
| Median home value here | $351,100 |
Price to income: 5.0x, compared with 5.3x for the county.
- Conventional: the default for buyers with solid credit and 5% or more down.
- FHA: $315,900 of room between the median home and the FHA limit.
Investing in Boynton Beach
Long term rentals
| Boynton Beach | vs Palm Beach County | |
|---|---|---|
| Renter occupied homes | 35.3% | +5.4 pts |
| Rental vacancy | 10.6% | +3.3 pts |
| Rent as share of renter income | 38.4% | +1.6 pts |
Short term rentals
Seasonal and vacation homes: 8.9% of the stock, against 9.5% countywide.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Get the zoning and HOA answer in writing before you count on nightly income. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 40.9% |
| Buildings with 5+ units | 36.9% |
| Manufactured homes | 1.6% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.