Palm Beach Gardens today
What this means
Palm Beach Gardens gained 4.7% in value over 12 months, ahead of most of Florida.
Builders are busier: 1,660 homes permitted so far in 2026, up 411%.
A specific house can rent above or below these figures, so pull rental comps for the address. Sources and method: how these figures are built.
Quick facts
| Palm Beach Gardens | vs Palm Beach County | vs Florida | |
|---|---|---|---|
| Population | 63,883 (2025 estimate) | ||
| Growth since 2020 | 8% | +2.4 pts | -0.9 pts |
| Median home value | $606,100 | 36% higher | 69% higher |
| Median gross rent | $2,417 | 26% higher | 45% higher |
| Median household income | $106,947 | 28% higher | 43% higher |
| Owner occupied homes | 73% | +2.9 pts | +5.4 pts |
| Residents 65 and older | 32.5% | +7.7 pts | +11.2 pts |
| Average commute (minutes) | 23 | 14% lower | 18% lower |
| Homes built 2010 or later | 15.1% | +5.9 pts | +0.9 pts |
| Median property tax paid | $5,772 | 50% higher | 111% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Palm Beach Gardens
Palm Beach County city about 80 miles north of Miami, planned by John D. MacArthur as a garden city and incorporated in 1959.
As an incorporated city, Palm Beach Gardens sets its own zoning inside Palm Beach County.
Known for: PGA of America headquarters; PGA National Resort; The Gardens Mall
Development and roads: Growth followed the Interstate 95 link in 1976; PGA Boulevard is the main commercial corridor.
Compared with Palm Beach County as a whole, the median value of $606,100 is above the county's $447,300; Census median rent runs higher ($2,417 vs $1,916 countywide); household incomes are higher ($106,947 vs $83,581) and the population is older (32.5% age 65 or older vs 24.8%).
Cities with similar prices and rents: Jupiter ($608,600, $2,381), Wellington ($599,400, $2,562), Horizon West ($562,200, $2,464).
Growth and housing
Palm Beach Gardens changed 8% in population from 2020 to 2025 (county 5.6%, Florida 8.9%).
| 2025 building permits | Palm Beach Gardens |
|---|---|
| Single family | 398 |
| 5 or more units | 6 |
| Total units | 404 |
| Per 1,000 residents | 6.3 |
Median year built: 1995. The housing mix is 47.4% detached houses and 24.5% larger buildings. Households average 2.21 people.
More newcomers from out of state than the county average (3.9% vs 2.5%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $6,323 a year |
| Hurricanes tied to Palm Beach County since 2000 | Frances (2004) |
| Coastal county | check flood zone and elevation per address |
Flood, storms and jobs
The city holds Community Rating System class 10, which gives no flood insurance discount. Insured homes in the city filed 154 flood claims since 2000, with $711,620 paid. Countywide, 8.2% of homes sit in a FEMA high risk zone; the Palm Beach County guide has the full flood, storm and jobs picture.
Buying a home in Palm Beach Gardens
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $667,000 |
| Conforming, one unit | $832,750 |
| Median home value here | $606,100 |
Price to income: 5.7x, compared with 5.3x for the county.
- Conventional: the default for buyers with solid credit and 5% or more down.
- FHA: the Palm Beach Gardens median of $606,100 fits under the $667,000 limit.
Investing in Palm Beach Gardens
Long term rentals
| Palm Beach Gardens | vs Palm Beach County | |
|---|---|---|
| Renter occupied homes | 27% | -2.9 pts |
| Rental vacancy | 8.2% | +0.9 pts |
| Rent as share of renter income | 35.6% | -1.2 pts |
Short term rentals
Seasonal and vacation homes: 8.8% of the stock, against 9.5% countywide.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Get the zoning and HOA answer in writing before you count on nightly income. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 47.4% |
| Buildings with 5+ units | 24.5% |
| Manufactured homes | 1.7% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.