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BROWARD COUNTY
South Florida and Keys ยท City guide

Coconut Creek, Florida: Homebuying and Investing Guide

Houses in Coconut Creek run about $516,000 today, about flat over the past year. Start with the cards, then run the calculator.

Illustration: Broward County scenery near Coconut Creek
Illustration

Coconut Creek today

Typical house value$516,000Zillow single family home value, Sep 2026
Change, past 12 monthsโˆ’0.7%Florida โˆ’0.9%
Average home insurance$6,136/yrState average with wind, by county

What this means

Coconut Creek prices barely moved in the past year (โˆ’0.7%), now 6.2% below the May 2024 peak.

Builders are pulling back: 0 homes permitted so far in 2026, down 100%.

$199k$321k$442k$564k201620182020202220242026
Coconut Creek Florida. Zillow Home Value Index (single family), March and September of each year. Typical house value in Coconut Creek: $291,759 in Mar 2016, $516,130 in Sep 2026; Florida $204,709 to $396,809.

A specific house can rent above or below these figures, so pull rental comps for the address. Sources and method: how these figures are built.

Quick facts

Coconut Creekvs Broward Countyvs Florida
Population58,626 (2025 estimate)
Growth since 20201.8%-1.7 pts-7.1 pts
Median home value$309,60025% lower14% lower
Median gross rent$2,10210% higher26% higher
Median household income$75,0143% lower1% higher
Owner occupied homes64.8%+1.2 pts-2.8 pts
Residents 65 and older20.1%+2.2 pts-1.2 pts
Average commute (minutes)302% higher6% higher
Homes built 2010 or later7.9%+1.0 pts-6.3 pts
Median property tax paid$3,21617% lower18% higher

Census survey figures are 2020 to 2024 averages; methods.

Living in Coconut Creek

Planned lakefront city in north Broward about 37 miles north of Miami, incorporated in 1967.

Coconut Creek is a city with its own government, located in Broward County.

Known for: Butterfly World; Seminole Casino Coconut Creek; Broward College North Campus

A mix of houses, condos and townhomes; first Florida city certified as a community wildlife habitat.

Compared with Broward County as a whole, the median value of $309,600 is below the county's $414,600; more of the housing is in apartment and condo buildings (49.9% vs 41.4%); Census median rent runs higher ($2,102 vs $1,907 countywide) and households are smaller (2.39 vs 2.60 people).

Closest matches on price and rent: North Lauderdale ($307,100, $2,081), Fountainebleau ($320,200, $2,094), Poinciana ($290,700, $1,965).

Growth and housing

The Census estimates 58,626 residents in 2025, up from 57,609 in 2020: 1.8% growth.

2025 building permitsCoconut Creek
Single family2
5 or more units0
Total units2
Per 1,000 residents0.0

The typical home here was built around 1989. Apartments and condos make up a large share: 49.9% of homes are in buildings of five or more units. Households average 2.39 people.

Out of state arrivals: 2.2% of residents a year, versus 1.8% countywide.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$6,136 a year
Hurricanes tied to Broward County since 2000Katrina (2005)
Coastal countycheck flood zone and elevation per address

Before buying in one of the larger buildings (27.9% of housing), check reserves, minutes and insurance. Condo financing

Flood, storms and jobs

Flood premiums in Coconut Creek get a 15% discount in high risk zones because the city holds CRS class 7. Since 2000, flood insurance has paid $107,199 on 80 claims inside Coconut Creek. Countywide, 18.9% of homes sit in a FEMA high risk zone; the Broward County guide has the full flood, storm and jobs picture.

Buying a home in Coconut Creek

2026 loan limits (county)Amount
FHA, one unit$667,000
Conforming, one unit$832,750
Median home value here$309,600

Homes cost 4.1 times median household income here (Broward County 5.3, Florida 4.8).

  • Conventional: mortgage insurance drops off as equity builds.
  • FHA: works for the typical $309,600 home here.

Investing in Coconut Creek

Long term rentals

Coconut Creekvs Broward County
Renter occupied homes35.2%-1.2 pts
Rental vacancy7.3%+0.7 pts
Rent as share of renter income33.1%-5.2 pts

Short term rentals

Vacation home share is below the county (4.8% vs 7.2%), so nightly demand here is thinner.

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Nightly rentals depend on local zoning and the HOA; check both. State rules

Property types

Housing stockShare
Single family detached28.9%
Buildings with 5+ units49.9%
Manufactured homes4.4%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Wikipedia article for this place (history, setting, roads). checked October 2026.
  14. Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
  15. Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
  16. U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
  17. FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
  18. FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
  19. FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
  20. FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
  21. U.S. Census Bureau, County Business Patterns 2023. 2023.
  22. U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
  23. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

Talk it through with Dane.

You do not need to be ready to apply. Send the property, the question or the plan, and I will tell you what I see.