Deerfield Beach today
What this means
Deerfield Beach prices barely moved in the past year (−0.8%), now 6.7% below the May 2024 peak.
Builders are pulling back: 5 homes permitted so far in 2026, down 38%.
Treat these as area figures and confirm rent with comps. Sources and method: how these figures are built.
Quick facts
| Deerfield Beach | vs Broward County | vs Florida | |
|---|---|---|---|
| Population | 89,339 (2025 estimate) | ||
| Growth since 2020 | 2.9% | -0.6 pts | -6.0 pts |
| Median home value | $309,600 | 25% lower | 14% lower |
| Median gross rent | $1,774 | 7% lower | 6% higher |
| Median household income | $59,730 | 23% lower | 20% lower |
| Owner occupied homes | 63.9% | +0.3 pts | -3.7 pts |
| Residents 65 and older | 22.7% | +4.8 pts | +1.4 pts |
| Average commute (minutes) | 28 | 3% lower | 1% higher |
| Homes built 2010 or later | 3.8% | -3.1 pts | -10.4 pts |
| Median property tax paid | $2,825 | 27% lower | 3% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Deerfield Beach
Broward beach city about 40 miles north of Miami, a former farm settlement renamed in 1939 to promote its beach.
Deerfield Beach is an incorporated city in Broward County, with its own zoning and rental rules.
Known for: Deerfield Beach International Fishing Pier; Quiet Waters Park; JM Family Enterprises headquarters
Getting around and growth: Grew quickly from 1950 to 1980.
Compared with Broward County as a whole, more homes are seasonal or vacation homes (15.8% vs 7.2%); the median value of $309,600 is below the county's $414,600; household incomes are lower ($59,730 vs $77,633) and more of the housing is in apartment and condo buildings (51.5% vs 41.4%).
If you like the numbers here, also look at Margate ($316,200, $1,750), Greenacres ($291,000, $1,756), Altamonte Springs ($293,000, $1,740).
Growth and housing
Deerfield Beach changed 2.9% in population from 2020 to 2025 (county 3.5%, Florida 8.9%).
| 2025 building permits | Deerfield Beach |
|---|---|
| Single family | 10 |
| 5 or more units | 0 |
| Total units | 10 |
| Per 1,000 residents | 0.1 |
Half the homes are older than 1978. This is a multifamily heavy market (51.5% in buildings of 5+ units). Households average 2.39 people.
Each year about 1.8% of residents arrive from other states.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $6,136 a year |
| Hurricanes tied to Broward County since 2000 | Katrina (2005) |
| Coastal county | check flood zone and elevation per address |
Insurers will want a four point inspection on most older homes here (59.4% predate 1980). Inspections
Before buying in one of the larger buildings (34.4% of housing), check reserves, minutes and insurance. Condo financing
Flood, storms and jobs
The city earned Community Rating System class 8; federal flood policies in its high risk zones cost 10% less. Insured homes in the city filed 236 flood claims since 2000, with $3,751,588 paid. For county flood claims, disaster history and jobs, see the Broward County guide (18.9% of homes there are in high risk zones).
Buying a home in Deerfield Beach
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $667,000 |
| Conforming, one unit | $832,750 |
| Median home value here | $309,600 |
Price to income: 5.2x, compared with 5.3x for the county.
- Conventional: the default for buyers with solid credit and 5% or more down.
- FHA: $357,400 of room between the median home and the FHA limit.
Investing in Deerfield Beach
Long term rentals
| Deerfield Beach | vs Broward County | |
|---|---|---|
| Renter occupied homes | 36.1% | -0.3 pts |
| Rental vacancy | 5.5% | -1.1 pts |
| Rent as share of renter income | 42.2% | +3.9 pts |
Short term rentals
15.8% of homes are held for seasonal or vacation use (Broward County 7.2%).
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Rules vary street by street; verify zoning and HOA limits early. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 26.8% |
| Buildings with 5+ units | 51.5% |
| Manufactured homes | 5.9% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.