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BROWARD COUNTY
South Florida and Keys ยท City guide

Miramar, Florida: Homebuying and Investing Guide

A typical Miramar house is worth about $554,000 today, about flat over the past year. The guide covers buying, renting out and the risks.

Illustration: Homes in Miramar
Illustration

Miramar today

Typical house value$554,000Zillow single family home value, Sep 2026
Change, past 12 monthsโˆ’0.8%Florida โˆ’0.9%
Average home insurance$6,136/yrState average with wind, by county

What this means

Values in Miramar are about flat (โˆ’0.8% in a year), now 4.5% below the Oct 2024 peak.

Builders are pulling back: 18 homes permitted so far in 2026, down 86%.

$199k$331k$464k$597k201620182020202220242026
Miramar Florida. Zillow Home Value Index (single family), March and September of each year. Typical house value in Miramar: $287,753 in Mar 2016, $553,948 in Sep 2026; Florida $204,709 to $396,809.

A specific house can rent above or below these figures, so pull rental comps for the address. Sources and method: how these figures are built.

Quick facts

Miramarvs Broward Countyvs Florida
Population142,570 (2025 estimate)
Growth since 20205.8%+2.3 pts-3.1 pts
Median home value$462,70012% higher29% higher
Median gross rent$2,11711% higher27% higher
Median household income$89,12515% higher20% higher
Owner occupied homes68.8%+5.2 pts+1.2 pts
Residents 65 and older13%-4.9 pts-8.3 pts
Average commute (minutes)317% higher11% higher
Homes built 2010 or later9.1%+2.2 pts-5.1 pts
Median property tax paid$4,39613% higher61% higher

Census survey figures are 2020 to 2024 averages; methods.

Living in Miramar

Southern Broward suburb of Miami, incorporated in 1955.

Miramar is an incorporated city in Broward County, with its own zoning and rental rules.

Known for: FBI Miami field office; Miramar Regional Park Amphitheater; Spirit Airlines headquarters

Grew from about 5,500 residents in 1960 to 134,721 in 2020.

Compared with Broward County as a whole, less of the housing is in apartment and condo buildings (19.8% vs 41.4%); households are larger (3.07 vs 2.60 people); fewer homes are seasonal or vacation homes (0.7% vs 7.2%) and household incomes are higher ($89,125 vs $77,633).

Cities with similar prices and rents: Davie ($462,900, $2,066), Hunters Creek ($450,100, $2,088), The Hammocks ($468,100, $2,187).

Growth and housing

Miramar changed 5.8% in population from 2020 to 2025 (county 3.5%, Florida 8.9%).

2025 building permitsMiramar
Single family4
5 or more units186
Total units192
Per 1,000 residents1.3

The typical home here was built around 1996. The housing mix is 62.3% detached houses and 19.8% larger buildings. Average household size is 3.07.

Each year about 0.7% of residents arrive from other states.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$6,136 a year
Hurricanes tied to Broward County since 2000Katrina (2005)
Coastal countycheck flood zone and elevation per address

Flood, storms and jobs

Flood premiums in Miramar get a 10% discount in high risk zones because the city holds CRS class 8. Since 2000, flood insurance has paid $2,402,344 on 899 claims inside Miramar. Countywide, 18.9% of homes sit in a FEMA high risk zone; the Broward County guide has the full flood, storm and jobs picture.

Buying a home in Miramar

2026 loan limits (county)Amount
FHA, one unit$667,000
Conforming, one unit$832,750
Median home value here$462,700

Homes cost 5.2 times median household income here (Broward County 5.3, Florida 4.8).

  • Conventional: the most common loan in Broward County.
  • FHA: $204,300 of room between the median home and the FHA limit.

Investing in Miramar

Long term rentals

Miramarvs Broward County
Renter occupied homes31.2%-5.2 pts
Rental vacancy2%-4.6 pts
Rent as share of renter income38.2%-0.1 pts

Short term rentals

0.7% of homes are held for seasonal or vacation use (Broward County 7.2%).

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Nightly rentals depend on local zoning and the HOA; check both. State rules

Property types

Housing stockShare
Single family detached62.3%
Buildings with 5+ units19.8%
Manufactured homes1.7%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Wikipedia article for this place (history, setting, roads). checked October 2026.
  14. Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
  15. Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
  16. U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
  17. FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
  18. FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
  19. FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
  20. FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
  21. U.S. Census Bureau, County Business Patterns 2023. 2023.
  22. U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
  23. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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