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BREVARD COUNTY
Central Florida ยท City guide

Titusville, Florida: Homebuying and Investing Guide

Houses in Titusville run about $287,000 today, about flat over the past year. Below: the numbers, rules and risks for buyers and investors.

Illustration: Brevard County scenery near Titusville
Illustration

Titusville today

Typical house value$287,000Zillow single family home value, Sep 2026
Change, past 12 monthsโˆ’0.2%Florida โˆ’0.9%
Average home insurance$3,532/yrState average with wind, by county

What this means

Values in Titusville are about flat (โˆ’0.2% in a year), now 5.8% below the Apr 2024 peak.

$122k$226k$330k$434k201620182020202220242026
Titusville Florida. Zillow Home Value Index (single family), March and September of each year. Typical house value in Titusville: $125,392 in Mar 2016, $286,787 in Sep 2026; Florida $204,709 to $396,809.

A specific house can rent above or below these figures, so pull rental comps for the address. Sources and method: how these figures are built.

Quick facts

Titusvillevs Brevard Countyvs Florida
Population49,800 (2025 estimate)
Growth since 20202%-7.5 pts-6.9 pts
Median home value$266,60021% lower26% lower
Median gross rent$1,33414% lower20% lower
Median household income$66,19216% lower11% lower
Owner occupied homes72.1%-4.6 pts+4.5 pts
Residents 65 and older23.2%-1.3 pts+1.9 pts
Average commute (minutes)246% lower14% lower
Homes built 2010 or later9.3%-1.6 pts-4.9 pts
Median property tax paid$1,59431% lower42% lower

Census survey figures are 2020 to 2024 averages; methods.

Living in Titusville

Brevard County seat on the Indian River Lagoon north of Merritt Island and Kennedy Space Center, incorporated in 1887.

As an incorporated city, Titusville sets its own zoning inside Brevard County.

Known for: U.S. Astronaut Hall of Fame; Parrish Medical Center; historic downtown

Development and roads: Grew with the space program from the late 1950s; the Max Brewer Bridge opened in 2011.

Compared with Brevard County as a whole, it grew slower than the county since 2020 (2% vs 9.5%); the median value of $266,600 is below the county's $339,600; the Census median rent is $1,334, below the county's $1,556 and household incomes are lower ($66,192 vs $78,476).

If you like the numbers here, also look at Winter Haven ($269,800, $1,246), Daytona Beach ($287,700, $1,328), Gainesville ($247,500, $1,296).

Growth and housing

Population went from 48,813 in 2020 to 49,800 in 2025 (2%), versus 9.5% for Brevard County.

2025 building permitsTitusville
Single family112
5 or more units0
Total units112
Per 1,000 residents2.2

Half the homes are older than 1982. The housing mix is 63.3% detached houses and 21.9% larger buildings. Average household size is 2.49.

1.7% of residents moved in from another state in the past year (county 3.7%).

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$3,532 a year
Coastal countycheck flood zone and elevation per address

With 45.5% of the stock built before 1980, budget for roof, electrical and plumbing updates. Inspections

Flood, storms and jobs

Titusville has its own flood program rating: CRS class 7, which takes 15% off federal flood premiums in high risk zones. Insured homes in the city filed 108 flood claims since 2000, with $2,341,013 paid. For county flood claims, disaster history and jobs, see the Brevard County guide (6.8% of homes there are in high risk zones).

Buying a home in Titusville

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$266,600

Homes cost 4.0 times median household income here (Brevard County 4.3, Florida 4.8).

  • Conventional: the default for buyers with solid credit and 5% or more down.
  • FHA: works for the typical $266,600 home here.
  • VA: veterans are 14.5% of adults.

Investing in Titusville

Long term rentals

Titusvillevs Brevard County
Renter occupied homes27.9%+4.6 pts
Rental vacancy17.9%+7.1 pts
Rent as share of renter income33.5%+0.2 pts

Short term rentals

6.7% of homes are held for seasonal or vacation use (Brevard County 7.1%).

Short term rental taxesRate
County tourist development tax5%
State sales tax6% plus any county surtax

Get the zoning and HOA answer in writing before you count on nightly income. State rules

Property types

Housing stockShare
Single family detached63.3%
Buildings with 5+ units21.9%
Manufactured homes3.7%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Wikipedia article for this place (history, setting, roads). checked October 2026.
  14. Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
  15. Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
  16. U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
  17. FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
  18. FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
  19. FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
  20. FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
  21. U.S. Census Bureau, County Business Patterns 2023. 2023.
  22. U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
  23. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

Talk it through with Dane.

You do not need to be ready to apply. Send the property, the question or the plan, and I will tell you what I see.