Daytona Beach today
What this means
Twelve month change in Daytona Beach: −0.5%, essentially flat, now 10.1% below the Apr 2024 peak.
Builders are pulling back: 323 homes permitted so far in 2026, down 61%.
Treat these as area figures and confirm rent with comps. Sources and method: how these figures are built.
Quick facts
| Daytona Beach | vs Volusia County | vs Florida | |
|---|---|---|---|
| Population | 88,471 (2025 estimate) | ||
| Growth since 2020 | 23.6% | +14.0 pts | +14.7 pts |
| Median home value | $287,700 | 8% lower | 20% lower |
| Median gross rent | $1,328 | 9% lower | 20% lower |
| Median household income | $52,058 | 26% lower | 30% lower |
| Owner occupied homes | 47.5% | -26.2 pts | -20.1 pts |
| Residents 65 and older | 22.5% | -2.9 pts | +1.2 pts |
| Average commute (minutes) | 21 | 22% lower | 24% lower |
| Homes built 2010 or later | 15.2% | +4.3 pts | +1.0 pts |
| Median property tax paid | $1,976 | 17% lower | 28% lower |
Census survey figures are 2020 to 2024 averages; methods.
Living in Daytona Beach
Volusia County beach city where cars may drive on parts of the hard packed sand; founded in the 1870s and grown into a motorsports center.
As an incorporated city, Daytona Beach sets its own zoning inside Volusia County.
Known for: Daytona International Speedway; NASCAR headquarters; Embry Riddle Aeronautical University; the beach
Getting around and growth: Served by Interstate 95, Interstate 4 and Daytona Beach International Airport.
Compared with Volusia County as a whole, fewer homes are owner occupied (47.5% vs 73.7%); it grew faster than the county since 2020 (23.6% vs 9.6%); more of the housing is in apartment and condo buildings (38.6% vs 18.4%) and household incomes are lower ($52,058 vs $70,044).
If you like the numbers here, also look at Tallahassee ($294,400, $1,293), Plant City ($291,800, $1,409), Titusville ($266,600, $1,334).
Growth and housing
Population went from 71,589 in 2020 to 88,471 in 2025 (23.6%), versus 9.6% for Volusia County.
| 2025 building permits | Daytona Beach |
|---|---|
| Single family | 529 |
| 5 or more units | 392 |
| Total units | 953 |
| Per 1,000 residents | 10.8 |
Half the homes are older than 1981. Apartments and condos make up a large share: 38.6% of homes are in buildings of five or more units. Households average 2.08 people.
3.9% of residents moved in from another state in the past year (county 2.7%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $2,808 a year |
| Coastal county | check flood zone and elevation per address |
With 46.8% of the stock built before 1980, budget for roof, electrical and plumbing updates. Inspections
Condo towers and big complexes (18.7% of homes) mean assessments and building approval matter. Condo financing
Flood, storms and jobs
Daytona Beach has its own flood program rating: CRS class 5, which takes 25% off federal flood premiums in high risk zones. Insured homes in the city filed 1,993 flood claims since 2000, with $125,381,469 paid. For county flood claims, disaster history and jobs, see the Volusia County guide (8.4% of homes there are in high risk zones).
Buying a home in Daytona Beach
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $287,700 |
Price to income: 5.5x, compared with 4.5x for the county.
- Conventional: the default for buyers with solid credit and 5% or more down.
- FHA: $253,587 of room between the median home and the FHA limit.
- VA: veterans are 9.1% of adults.
Investing in Daytona Beach
Long term rentals
| Daytona Beach | vs Volusia County | |
|---|---|---|
| Renter occupied homes | 52.5% | +26.2 pts |
| Rental vacancy | 8% | +0.6 pts |
| Rent as share of renter income | 34.7% | +0.4 pts |
Short term rentals
Daytona Beach is one of Florida's vacation rental markets: 8.2% of homes are held for seasonal or vacation use.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Get the zoning and HOA answer in writing before you count on nightly income. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 41.3% |
| Buildings with 5+ units | 38.6% |
| Manufactured homes | 3.3% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.