Town 'n' Country today
What this means
Town 'n' Country prices barely moved in the past year (+1.1%).
No Zillow figure covers this place, so the value is the Census 2020 to 2024 median updated with the FHFA price index. Rough guide only; see how these figures are built.
Quick facts
| Town 'n' Country | vs Hillsborough County | vs Florida | |
|---|---|---|---|
| Population | 85,928 (Census survey) | ||
| Median home value | $337,100 | 9% lower | 6% lower |
| Median gross rent | $1,734 | 4% higher | 4% higher |
| Median household income | $73,538 | 8% lower | 1% lower |
| Owner occupied homes | 60.2% | -1.3 pts | -7.4 pts |
| Residents 65 and older | 14.4% | -0.6 pts | -6.9 pts |
| Average commute (minutes) | 28 | 3% lower | about the same |
| Homes built 2010 or later | 6.6% | -12.0 pts | -7.6 pts |
| Median property tax paid | $2,315 | 23% lower | 15% lower |
Census survey figures are 2020 to 2024 averages; methods.
Living in Town 'n' Country
Unincorporated west Hillsborough community about 12 miles northwest of downtown Tampa, one of Tampa's first suburbs (built from 1958).
As an unincorporated area, Town 'n' Country follows Hillsborough County rules for zoning, permits and short term rentals.
Known for: part of Tampa International Airport; Bay Crest Park; Rocky Creek
Thousands of homes were built between 1958 and 1978 on former cattle land.
Against the Hillsborough County averages, housing is older (6.6% built since 2010 vs 18.6%); the median value of $337,100 is below the county's $371,500; household incomes are lower ($73,538 vs $79,540) and Census median rent runs higher ($1,734 vs $1,667 countywide).
If you like the numbers here, also look at Brandon ($339,000, $1,784), Pompano Beach ($349,300, $1,724), Longwood ($354,300, $1,755).
Growth and housing
Yearly population estimates are not published for Census designated places; the county trend is the best guide. Hillsborough County grew 7.8% from 2020 to 2025.
The typical home here was built around 1984. The housing mix is 51.1% detached houses and 24.3% larger buildings. Households average 2.59 people.
Each year about 1.5% of residents arrive from other states.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $3,525 a year |
| Coastal county | check flood zone and elevation per address |
Insurers will want a four point inspection on most older homes here (37.7% predate 1980). Inspections
Flood, storms and jobs
As an unincorporated area, Town 'n' Country uses Hillsborough County flood rules (CRS class 4, 30% off high risk premiums). The Hillsborough County guide covers storms, flood claims and employers; 12.7% of county homes are in high risk flood zones.
Buying a home in Town 'n' Country
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $337,100 |
Homes cost 4.6 times median household income here (Hillsborough County 4.7, Florida 4.8).
- Conventional: the default for buyers with solid credit and 5% or more down.
- FHA: works for the typical $337,100 home here.
Investing in Town 'n' Country
Long term rentals
| Town 'n' Country | vs Hillsborough County | |
|---|---|---|
| Renter occupied homes | 39.8% | +1.3 pts |
| Rental vacancy | 6.7% | +0.3 pts |
| Rent as share of renter income | 32.3% | -1.6 pts |
Short term rentals
1.3% of homes are held for seasonal or vacation use (Hillsborough County 1.6%).
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Nightly rentals depend on local zoning and the HOA; check both. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 51.1% |
| Buildings with 5+ units | 24.3% |
| Manufactured homes | 10% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.