Deltona today
What this means
Twelve month change in Deltona: −0.1%, essentially flat, now 6.1% below the Sep 2024 peak.
Builders are pulling back: 109 homes permitted so far in 2026, down 23%.
Rents are area estimates; check comps for the exact house. Sources and method: how these figures are built.
Quick facts
| Deltona | vs Volusia County | vs Florida | |
|---|---|---|---|
| Population | 100,267 (2025 estimate) | ||
| Growth since 2020 | 7% | -2.6 pts | -1.9 pts |
| Median home value | $285,400 | 9% lower | 21% lower |
| Median gross rent | $1,711 | 17% higher | 3% higher |
| Median household income | $76,924 | 10% higher | 3% higher |
| Owner occupied homes | 80.2% | +6.5 pts | +12.6 pts |
| Residents 65 and older | 16.4% | -9.0 pts | -4.9 pts |
| Average commute (minutes) | 34 | 24% higher | 21% higher |
| Homes built 2010 or later | 5.9% | -5.0 pts | -8.3 pts |
| Median property tax paid | $1,903 | 21% lower | 30% lower |
Census survey figures are 2020 to 2024 averages; methods.
Living in Deltona
Mostly residential commuter city on Lake Monroe in southwest Volusia, halfway between Daytona Beach and Orlando; begun in 1962 as Deltona Lakes, incorporated in 1995.
As an incorporated city, Deltona sets its own zoning inside Volusia County.
Known for: Lyonia Environmental Center; Daytona State College Deltona campus
Interstate 4 and the nearby SunRail station in DeBary connect it to Orlando.
Against the Volusia County averages, households are larger (2.88 vs 2.33 people); less of the housing is in apartment and condo buildings (1.5% vs 18.4%); the population is younger (16.4% age 65 or older vs 25.4%) and fewer homes are seasonal or vacation homes (1.4% vs 8%).
If you like the numbers here, also look at Altamonte Springs ($293,000, $1,740), Greenacres ($291,000, $1,756), Hallandale Beach ($279,100, $1,653).
Growth and housing
Population went from 93,698 in 2020 to 100,267 in 2025 (7%), versus 9.6% for Volusia County.
| 2025 building permits | Deltona |
|---|---|
| Single family | 101 |
| 5 or more units | 66 |
| Total units | 169 |
| Per 1,000 residents | 1.7 |
Half the homes are older than 1988. Most housing is single family (93.9%). Households average 2.88 people.
Each year about 1.5% of residents arrive from other states.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $2,808 a year |
| Coastal county | check flood zone and elevation per address |
Flood, storms and jobs
The city earned Community Rating System class 9; federal flood policies in its high risk zones cost 05% less. 153 flood claims ($5,082,115) have come from Deltona since 2000. The Volusia County guide covers storms, flood claims and employers; 8.4% of county homes are in high risk flood zones.
Buying a home in Deltona
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $285,400 |
Homes cost 3.7 times median household income here (Volusia County 4.5, Florida 4.8).
- Conventional: the most common loan in Volusia County.
- FHA: $255,887 of room between the median home and the FHA limit.
- VA: veterans are 9.2% of adults.
Investing in Deltona
Long term rentals
| Deltona | vs Volusia County | |
|---|---|---|
| Renter occupied homes | 19.8% | -6.5 pts |
| Rental vacancy | 4.6% | -2.8 pts |
| Rent as share of renter income | 31.6% | -2.7 pts |
Short term rentals
Vacation home share is below the county (1.4% vs 8%), so nightly demand here is thinner.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Confirm zoning, registration and HOA rules for the exact address. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 93.9% |
| Buildings with 5+ units | 1.5% |
| Manufactured homes | 0.4% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.