Ormond Beach today
What this means
Twelve month change in Ormond Beach: −0.6%, essentially flat, now 7.8% below the Dec 2023 peak.
Rents are area estimates; check comps for the exact house. Sources and method: how these figures are built.
Quick facts
| Ormond Beach | vs Volusia County | vs Florida | |
|---|---|---|---|
| Population | 44,692 (2025 estimate) | ||
| Growth since 2020 | 3.7% | -5.9 pts | -5.2 pts |
| Median home value | $354,800 | 13% higher | 1% lower |
| Median gross rent | $1,411 | 4% lower | 15% lower |
| Median household income | $69,177 | 1% lower | 7% lower |
| Owner occupied homes | 79.2% | +5.5 pts | +11.6 pts |
| Residents 65 and older | 33.5% | +8.1 pts | +12.2 pts |
| Average commute (minutes) | 22 | 21% lower | 23% lower |
| Homes built 2010 or later | 7.4% | -3.5 pts | -6.8 pts |
| Median property tax paid | $2,595 | 8% higher | 5% lower |
Census survey figures are 2020 to 2024 averages; methods.
Living in Ormond Beach
Volusia County beach city north of Daytona Beach between the Halifax River and the Atlantic, a Gilded Age resort and early beach racing site.
As an incorporated city, Ormond Beach sets its own zoning inside Volusia County.
Known for: The Casements; Costa Del Mar headquarters; Birthplace of Speed
Development and roads: Interstate 95, US 1 and Ormond Beach Municipal Airport serve the city.
Against the Volusia County averages, the population is older (33.5% age 65 or older vs 25.4%); commutes are shorter (22 vs 28 minutes); it grew slower than the county since 2020 (3.7% vs 9.6%) and the median value of $354,800 is above the county's $313,000.
Cities with similar prices and rents: Port St. Joe ($353,100, $1,433), DeLand ($330,900, $1,355), The Villages ($400,100, $1,397).
Growth and housing
The Census estimates 44,692 residents in 2025, up from 43,077 in 2020: 3.7% growth.
| 2025 building permits | Ormond Beach |
|---|---|
| Single family | 292 |
| 5 or more units | 0 |
| Total units | 292 |
| Per 1,000 residents | 6.5 |
The typical home here was built around 1984. The housing mix is 64.9% detached houses and 15.8% larger buildings. Households average 2.20 people.
Each year about 2.9% of residents arrive from other states.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $2,808 a year |
| Coastal county | check flood zone and elevation per address |
With 41.5% of the stock built before 1980, budget for roof, electrical and plumbing updates. Inspections
Flood, storms and jobs
The city earned Community Rating System class 5; federal flood policies in its high risk zones cost 25% less. Insured homes in the city filed 640 flood claims since 2000, with $15,321,848 paid. Countywide, 8.4% of homes sit in a FEMA high risk zone; the Volusia County guide has the full flood, storm and jobs picture.
Buying a home in Ormond Beach
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $354,800 |
Homes cost 5.1 times median household income here (Volusia County 4.5, Florida 4.8).
- Conventional: mortgage insurance drops off as equity builds.
- FHA: $186,487 of room between the median home and the FHA limit.
- VA: veterans are 10.4% of adults.
Investing in Ormond Beach
Long term rentals
| Ormond Beach | vs Volusia County | |
|---|---|---|
| Renter occupied homes | 20.8% | -5.5 pts |
| Rental vacancy | 3.6% | -3.8 pts |
| Rent as share of renter income | 39.9% | +5.6 pts |
Short term rentals
Vacation home share is below the county (5.3% vs 8%), so nightly demand here is thinner.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Rules vary street by street; verify zoning and HOA limits early. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 64.9% |
| Buildings with 5+ units | 15.8% |
| Manufactured homes | 9.2% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.