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ORANGE COUNTY
Central Florida ยท City guide

Maitland, Florida: Homebuying and Investing Guide

Home values in Maitland sit above the Orange County median, at $523,200. Below: living, buying and investing, by the numbers.

Illustration: Orange County scenery near Maitland
Illustration

Quick facts

Maitlandvs Orange Countyvs Florida
Population19,511 (2025 estimate)
Growth since 2020-0.4%-7.3 pts-9.3 pts
Median home value$523,20034% higher46% higher
Median gross rent$2,07117% higher24% higher
Median household income$97,15022% higher30% higher
Owner occupied homes44.4%-12.4 pts-23.2 pts

Census survey figures are 2020 to 2024 averages; methods.

Living in Maitland

Maitland is a city in Orange County with 21 lakes.

Maitland is an incorporated city in Orange County, with its own zoning and rental rules.

Known for: Maitland Art Center, a National Historic Landmark designated in 2014; 21 lakes, with Lake Maitland covering 451 acres; Maitland Public Library, with origins in 1896

Getting around and growth: Incorporated as a town in 1885 and as a city in 1959. Source: Wikipedia, Maitland, Florida, accessed October 29, 2026.

Next to the rest of Orange County, the median value of $523,200 is above the county's $390,100; fewer homes are owner occupied (44.4% vs 56.8%); it grew slower than the county since 2020 (-0.4% vs 6.9%) and household incomes are higher ($97,150 vs $79,719).

Closest matches on price and rent: Coral Springs ($545,400, $2,084), Lake Mary ($494,900, $2,120), Davie ($462,900, $2,066).

Growth and housing

The Census estimates 19,511 residents in 2025, down from 19,580 in 2020.

The housing mix is 0% detached houses and 0% larger buildings.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$3,610 a year

Buying a home in Maitland

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$523,200

Homes cost 5.4 times median household income here (Orange County 4.9, Florida 4.8).

  • Conventional: the most common loan in Orange County.
  • FHA: works for the typical $523,200 home here.

Investing in Maitland

Long term rentals

Maitlandvs Orange County
Renter occupied homes55.6%+12.4 pts

Short term rentals

Seasonal and vacation homes: 0% of the stock, against 2.4% countywide.

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Nightly rentals depend on local zoning and the HOA; check both. State rules

Property types

Housing stockShare
Single family detached0%
Buildings with 5+ units0%
Manufactured homes0%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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