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ORANGE COUNTY
Central Florida ยท City guide

Winter Park, Florida: Homebuying and Investing Guide

Home values in Winter Park sit above the Orange County median, at $731,400. Use this page to size up a home or a rental here.

Illustration: Orange County scenery near Winter Park
Illustration

Quick facts

Winter Parkvs Orange Countyvs Florida
Population30,444 (2025 estimate)
Growth since 20202.1%-4.8 pts-6.8 pts
Median home value$731,40087% higher104% higher
Median gross rent$1,7382% lower4% higher
Median household income$105,72433% higher42% higher
Owner occupied homes66.2%+9.4 pts-1.4 pts

Census survey figures are 2020 to 2024 averages; methods.

Living in Winter Park

Winter Park is a city in Orange County. The Census counted a 2025 estimate of 30,444 residents.

As an incorporated city, Winter Park sets its own zoning inside Orange County.

Known for: Rollins College, founded in 1885 by the Congregational Assembly of Florida; Winter Park Public Library, opened late 2021 on a campus designed by architect David Adjaye

Development and roads: Incorporated as a town on October 21, 1887, and reincorporated as a city in 1925. Source: Wikipedia, Winter Park, Florida, accessed October 29, 2026.

Against the Orange County averages, homes are pricier than the county median ($731,400 vs $390,100); household incomes are higher ($105,724 vs $79,719); more homes are owner occupied (66.2% vs 56.8%) and it grew slower than the county since 2020 (2.1% vs 6.9%).

If you like the numbers here, also look at Marathon ($725,800, $1,633), Indian Rocks Beach ($738,800, $1,863), St. Pete Beach ($675,700, $1,811).

Growth and housing

Winter Park changed 2.1% in population from 2020 to 2025 (county 6.9%, Florida 8.9%).

The housing mix is 0% detached houses and 0% larger buildings.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$3,610 a year

Buying a home in Winter Park

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$731,400

Homes cost 6.9 times median household income here (Orange County 4.9, Florida 4.8).

  • Conventional: the default for buyers with solid credit and 5% or more down.
  • Jumbo: many homes here run near or past the $832,750 conforming limit.

Investing in Winter Park

Long term rentals

Winter Parkvs Orange County
Renter occupied homes33.8%-9.4 pts

Short term rentals

Seasonal and vacation homes: 0% of the stock, against 2.4% countywide.

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Check the address against local zoning and the HOA documents first. State rules

Property types

Housing stockShare
Single family detached0%
Buildings with 5+ units0%
Manufactured homes0%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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