Quick facts
| Windermere | vs Orange County | vs Florida | |
|---|---|---|---|
| Population | 3,344 (2025 estimate) | ||
| Growth since 2020 | 5.9% | -1.0 pts | -3.0 pts |
| Median home value | $987,500 | 153% higher | 175% higher |
| Median gross rent | $3,107 | 75% higher | 86% higher |
| Median household income | $177,778 | 123% higher | 138% higher |
| Owner occupied homes | 95.6% | +38.8 pts | +28.0 pts |
Census survey figures are 2020 to 2024 averages; methods.
Living in Windermere
Windermere is a town in Orange County on an isthmus between Lake Down and Lake Butler.
As an incorporated town, Windermere sets its own zoning inside Orange County.
Known for: Named after Windermere, a lake in the English Lake District; Founded in 1887 by John Dawe; Part of the Lake Butler chain of lakes
Development and roads: Officially incorporated as a municipality on February 2, 1925. The 2020 Census counted 3,030 residents. Source: Wikipedia, Windermere, Florida, accessed October 29, 2026.
Next to the rest of Orange County, homes are pricier than the county median ($987,500 vs $390,100); household incomes are higher ($177,778 vs $79,719); the Census median rent is $3,107, above the county's $1,775 and more homes are owner occupied (95.6% vs 56.8%).
Closest matches on price and rent: Parkland ($983,000, $3,157), Siesta Key ($985,800, $3,501), Coral Gables ($1,089,900, $2,373).
Growth and housing
The Census estimates 3,344 residents in 2025, up from 3,159 in 2020: 5.9% growth.
The housing mix is 0% detached houses and 0% larger buildings.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $3,610 a year |
Buying a home in Windermere
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $987,500 |
Price to income: 5.5x, compared with 4.9x for the county.
- Conventional: the default for buyers with solid credit and 5% or more down.
- Jumbo: many homes here run near or past the $832,750 conforming limit.
Investing in Windermere
Long term rentals
| Windermere | vs Orange County | |
|---|---|---|
| Renter occupied homes | 4.4% | -38.8 pts |
Short term rentals
0% of homes are held for seasonal or vacation use (Orange County 2.4%).
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Rules vary street by street; verify zoning and HOA limits early. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 0% |
| Buildings with 5+ units | 0% |
| Manufactured homes | 0% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.