Quick facts
| Oakland | vs Orange County | vs Florida | |
|---|---|---|---|
| Population | 3,774 (2025 estimate) | ||
| Growth since 2020 | 6.2% | -0.7 pts | -2.7 pts |
| Median home value | $557,500 | 43% higher | 55% higher |
| Median gross rent | $2,308 | 30% higher | 38% higher |
| Median household income | $152,195 | 91% higher | 104% higher |
| Owner occupied homes | 82.9% | +26.1 pts | +15.3 pts |
Census survey figures are 2020 to 2024 averages; methods.
Living in Oakland
Oakland is a town in West Orange County.
As an incorporated town, Oakland sets its own zoning inside Orange County.
Known for: Historic Town Hall, built in 1912; Post office opened in 1860, closed in 1867, and reopened in 1877
Getting around and growth: Incorporated as a town on November 1, 1887. The 2020 Census recorded 3,516 residents, up 38.5 percent from 2010. Source: Wikipedia, Oakland, Florida, accessed October 29, 2026.
Next to the rest of Orange County, household incomes are higher ($152,195 vs $79,719); more homes are owner occupied (82.9% vs 56.8%); homes are pricier than the county median ($557,500 vs $390,100) and the Census median rent is $2,308, above the county's $1,775.
Closest matches on price and rent: Horizon West ($562,200, $2,464), Coral Springs ($545,400, $2,084), Jupiter ($608,600, $2,381).
Growth and housing
Population went from 3,555 in 2020 to 3,774 in 2025 (6.2%), versus 6.9% for Orange County.
The housing mix is 0% detached houses and 0% larger buildings.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $3,610 a year |
Buying a home in Oakland
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $557,500 |
Price to income: 3.7x, compared with 4.9x for the county.
- Conventional: mortgage insurance drops off as equity builds.
Investing in Oakland
Long term rentals
| Oakland | vs Orange County | |
|---|---|---|
| Renter occupied homes | 17.1% | -26.1 pts |
Short term rentals
0% of homes are held for seasonal or vacation use (Orange County 2.4%).
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Rules vary street by street; verify zoning and HOA limits early. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 0% |
| Buildings with 5+ units | 0% |
| Manufactured homes | 0% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.