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LAKE COUNTY
Central Florida ยท City guide

Minneola, Florida: Homebuying and Investing Guide

Minneola is in Lake County. Typical home value: $420,800. The numbers below compare it with its county and with Florida.

Illustration: Lake County scenery near Minneola
Illustration

Quick facts

Minneolavs Lake Countyvs Florida
Population21,064 (2025 estimate)
Growth since 202052.1%+33.3 pts+43.2 pts
Median home value$420,80032% higher17% higher
Median gross rent$2,07331% higher24% higher
Median household income$110,90252% higher49% higher
Owner occupied homes81.9%+4.3 pts+14.3 pts

Census survey figures are 2020 to 2024 averages; methods.

Living in Minneola

Minneola is a city in Lake County with fast growth since 2010.

Minneola is a city with its own government, located in Lake County.

Known for: Minneola Horizon Academy, an aviation and STEAM K to 8 school, opened July 2025; Name comes from the Dakota language, meaning much water

Founded in 1884 and incorporated in 1925 or 1926. The population grew from 9,403 in 2010 to 13,843 in 2020. Source: Wikipedia, Minneola, Florida, accessed October 29, 2026.

Compared with Lake County as a whole, it grew faster than the county since 2020 (52.1% vs 18.8%); household incomes are higher ($110,902 vs $73,161); Census median rent runs higher ($2,073 vs $1,586 countywide) and homes are pricier than the county median ($420,800 vs $318,400).

Cities with similar prices and rents: Alafaya ($425,500, $1,999), Wesley Chapel ($403,700, $2,100), Delray Beach ($420,300, $1,961).

Growth and housing

The Census estimates 21,064 residents in 2025, up from 13,848 in 2020: 52.1% growth.

The housing mix is 0% detached houses and 0% larger buildings.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$2,650 a year

Buying a home in Minneola

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$420,800

Homes cost 3.8 times median household income here (Lake County 4.3, Florida 4.8).

  • Conventional: the default for buyers with solid credit and 5% or more down.
  • FHA: $120,487 of room between the median home and the FHA limit.

Investing in Minneola

Long term rentals

Minneolavs Lake County
Renter occupied homes18.1%-4.3 pts

Short term rentals

Seasonal and vacation homes: 0% of the stock, against 5.5% countywide.

Short term rental taxesRate
County tourist development tax4%
State sales tax6% plus any county surtax

Rules vary street by street; verify zoning and HOA limits early. State rules

Property types

Housing stockShare
Single family detached0%
Buildings with 5+ units0%
Manufactured homes0%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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