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LAKE COUNTY
Central Florida ยท City guide

Tavares, Florida: Homebuying and Investing Guide

In Tavares, the typical home is valued at $254,500. The numbers below compare it with its county and with Florida.

Illustration: Lake County scenery near Tavares
Illustration

Quick facts

Tavaresvs Lake Countyvs Florida
Population22,490 (2025 estimate)
Growth since 202018.4%-0.4 pts+9.5 pts
Median home value$254,50020% lower29% lower
Median gross rent$1,4966% lower10% lower
Median household income$58,88620% lower21% lower
Owner occupied homes76.8%-0.8 pts+9.2 pts

Census survey figures are 2020 to 2024 averages; methods.

Living in Tavares

Tavares is a city in Lake County on an isthmus between Lake Eustis and Lake Dora.

Tavares is an incorporated city in Lake County, with its own zoning and rental rules.

Known for: City-owned seaplane base on Lake Dora; County seat of Lake County since 1887

How it has grown: Founded in 1880 and incorporated as a town in 1919. Source: Wikipedia, Tavares, Florida, accessed October 29, 2026.

Against the Lake County averages, the median value of $254,500 is below the county's $318,400; household incomes are lower ($58,886 vs $73,161); the Census median rent is $1,496, below the county's $1,586 and fewer homes are owner occupied (76.8% vs 77.6%).

If you like the numbers here, also look at Pine Hills ($253,300, $1,542), Lakeland ($249,400, $1,395), Port Charlotte ($269,900, $1,553).

Growth and housing

The Census estimates 22,490 residents in 2025, up from 18,995 in 2020: 18.4% growth.

The housing mix is 0% detached houses and 0% larger buildings.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$2,650 a year

Buying a home in Tavares

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$254,500

Homes cost 4.3 times median household income here (Lake County 4.3, Florida 4.8).

  • Conventional: the default for buyers with solid credit and 5% or more down.
  • FHA: $286,787 of room between the median home and the FHA limit.

Investing in Tavares

Long term rentals

Tavaresvs Lake County
Renter occupied homes23.2%+0.8 pts

Short term rentals

Vacation home share is below the county (0% vs 5.5%), so nightly demand here is thinner.

Short term rental taxesRate
County tourist development tax4%
State sales tax6% plus any county surtax

Rules vary street by street; verify zoning and HOA limits early. State rules

Property types

Housing stockShare
Single family detached0%
Buildings with 5+ units0%
Manufactured homes0%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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