Quick facts
| Mount Dora | vs Lake County | vs Florida | |
|---|---|---|---|
| Population | 18,791 (2025 estimate) | ||
| Growth since 2020 | 15.4% | -3.4 pts | +6.5 pts |
| Median home value | $381,900 | 20% higher | 6% higher |
| Median gross rent | $1,722 | 9% higher | 3% higher |
| Median household income | $74,537 | 2% higher | about the same |
| Owner occupied homes | 61.7% | -15.9 pts | -5.9 pts |
Census survey figures are 2020 to 2024 averages; methods.
Living in Mount Dora
Mount Dora is a city in Lake County on a plateau overlooking Lake Dora, Lake Gertrude and Lake Beauclair.
Mount Dora is a city with its own government, located in Lake County.
Known for: Mount Dora Craft Fair, which draws over 250,000 visitors a year in October; Mount Dora Lighthouse, dedicated in 1988
Getting around and growth: Granted a charter in 1910 and renamed after Lake Dora in 1883. Source: Wikipedia, Mount Dora, Florida, accessed October 29, 2026.
Compared with Lake County as a whole, fewer homes are owner occupied (61.7% vs 77.6%); the median value of $381,900 is above the county's $318,400; Census median rent runs higher ($1,722 vs $1,586 countywide) and it grew slower than the county since 2020 (15.4% vs 18.8%).
Cities with similar prices and rents: Carrollwood ($384,600, $1,715), Homestead ($380,000, $1,674), New Smyrna Beach ($395,300, $1,712).
Growth and housing
Mount Dora changed 15.4% in population from 2020 to 2025 (county 18.8%, Florida 8.9%).
The housing mix is 0% detached houses and 0% larger buildings.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $2,650 a year |
Buying a home in Mount Dora
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $381,900 |
Price to income: 5.1x, compared with 4.3x for the county.
- Conventional: the most common loan in Lake County.
- FHA: $159,387 of room between the median home and the FHA limit.
Investing in Mount Dora
Long term rentals
| Mount Dora | vs Lake County | |
|---|---|---|
| Renter occupied homes | 38.3% | +15.9 pts |
Short term rentals
Seasonal and vacation homes: 0% of the stock, against 5.5% countywide.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 4% |
| State sales tax | 6% plus any county surtax |
Rules vary street by street; verify zoning and HOA limits early. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 0% |
| Buildings with 5+ units | 0% |
| Manufactured homes | 0% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.