Quick facts
| Eustis | vs Lake County | vs Florida | |
|---|---|---|---|
| Population | 25,483 (2025 estimate) | ||
| Growth since 2020 | 9.8% | -9.0 pts | +0.9 pts |
| Median home value | $270,700 | 15% lower | 25% lower |
| Median gross rent | $1,135 | 28% lower | 32% lower |
| Median household income | $65,373 | 11% lower | 12% lower |
| Owner occupied homes | 70.9% | -6.7 pts | +3.3 pts |
Census survey figures are 2020 to 2024 averages; methods.
Living in Eustis
Eustis is a city in Lake County on the eastern shore of Lake Eustis, part of the Harris Chain of Lakes.
As an incorporated city, Eustis sets its own zoning inside Lake County.
Known for: GeorgeFest, held each year since 1902; Ferran Park, established 1913 on the shore of Lake Eustis
Development and roads: Incorporated as a city in 1883 after residents voted to drop Lake from the town name. Source: Wikipedia, Eustis, Florida, accessed October 29, 2026.
Next to the rest of Lake County, Census median rent runs lower ($1,135 vs $1,586 countywide); it grew slower than the county since 2020 (9.8% vs 18.8%); the median value of $270,700 is below the county's $318,400 and fewer homes are owner occupied (70.9% vs 77.6%).
Closest matches on price and rent: Winter Haven ($269,800, $1,246), Haines City ($288,900, $1,224), Fort Pierce ($250,800, $1,217).
Growth and housing
Eustis changed 9.8% in population from 2020 to 2025 (county 18.8%, Florida 8.9%).
The housing mix is 0% detached houses and 0% larger buildings.
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $2,650 a year |
Buying a home in Eustis
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $541,287 |
| Conforming, one unit | $832,750 |
| Median home value here | $270,700 |
Homes cost 4.1 times median household income here (Lake County 4.3, Florida 4.8).
- Conventional: the default for buyers with solid credit and 5% or more down.
- FHA: the Eustis median of $270,700 fits under the $541,287 limit.
Investing in Eustis
Long term rentals
| Eustis | vs Lake County | |
|---|---|---|
| Renter occupied homes | 29.1% | +6.7 pts |
Short term rentals
Vacation home share is below the county (0% vs 5.5%), so nightly demand here is thinner.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 4% |
| State sales tax | 6% plus any county surtax |
Confirm zoning, registration and HOA rules for the exact address. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 0% |
| Buildings with 5+ units | 0% |
| Manufactured homes | 0% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.