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LAKE COUNTY
Central Florida ยท City guide

Groveland, Florida: Homebuying and Investing Guide

In Groveland, the typical home is valued at $365,800. Here is the local picture for buyers and investors.

Illustration: Lake County scenery near Groveland
Illustration

Quick facts

Grovelandvs Lake Countyvs Florida
Population25,526 (2025 estimate)
Growth since 202038%+19.2 pts+29.1 pts
Median home value$365,80015% higher2% higher
Median gross rent$1,7329% higher4% higher
Median household income$100,22637% higher34% higher
Owner occupied homes87.1%+9.5 pts+19.5 pts

Census survey figures are 2020 to 2024 averages; methods.

Living in Groveland

Groveland is a city in Lake County and the first certified International Dark Sky Community in Florida.

As an incorporated city, Groveland sets its own zoning inside Lake County.

Known for: International Dark Sky Community certification in 2023; Outdoor lighting ordinance passed in 2022

The 2020 Census counted 18,505 residents, up from 8,729 in 2010. Source: Wikipedia, Groveland, Florida, accessed October 29, 2026.

Next to the rest of Lake County, it grew faster than the county since 2020 (38% vs 18.8%); household incomes are higher ($100,226 vs $73,161); more homes are owner occupied (87.1% vs 77.6%) and the median value of $365,800 is above the county's $318,400.

Closest matches on price and rent: North Miami Beach ($366,700, $1,750), North Miami ($365,000, $1,702), Goldenrod ($358,700, $1,734).

Growth and housing

Groveland changed 38% in population from 2020 to 2025 (county 18.8%, Florida 8.9%).

The housing mix is 0% detached houses and 0% larger buildings.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$2,650 a year

Buying a home in Groveland

2026 loan limits (county)Amount
FHA, one unit$541,287
Conforming, one unit$832,750
Median home value here$365,800

Homes cost 3.6 times median household income here (Lake County 4.3, Florida 4.8).

  • Conventional: mortgage insurance drops off as equity builds.
  • FHA: the Groveland median of $365,800 fits under the $541,287 limit.

Investing in Groveland

Long term rentals

Grovelandvs Lake County
Renter occupied homes12.9%-9.5 pts

Short term rentals

0% of homes are held for seasonal or vacation use (Lake County 5.5%).

Short term rental taxesRate
County tourist development tax4%
State sales tax6% plus any county surtax

Rules vary street by street; verify zoning and HOA limits early. State rules

Property types

Housing stockShare
Single family detached0%
Buildings with 5+ units0%
Manufactured homes0%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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