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MIAMI DADE COUNTY
South Florida and Keys · City guide

Kendall West, Florida: Homebuying and Investing Guide

Typical Kendall West house value today: about $474,000, about flat over the past year. The guide covers buying, renting out and the risks.

Illustration: Miami Dade County scenery near Kendall West
Illustration

Kendall West today

Typical home value$474,000Census median updated with FHFA prices
Change, past 12 months+1.3%Florida −0.9%
Average home insurance$5,975/yrState average with wind, by county

What this means

Values in Kendall West are about flat (+1.3% in a year).

911692463232010201520202025
Miami-Dade County Florida. Index, 2010 = 100 (FHFA, all transactions). Miami-Dade County home prices since 2010: 224% through 2025, versus 177% for Florida.

No Zillow figure covers this place, so the value is the Census 2020 to 2024 median updated with the FHFA price index. Rough guide only; see how these figures are built.

Quick facts

Kendall Westvs Miami-Dade Countyvs Florida
Population35,912 (Census survey)
Median home value$409,50012% lower14% higher
Median gross rent$1,8081% lower8% higher
Median household income$69,5543% lower7% lower
Owner occupied homes53.6%+1.4 pts-14.0 pts
Residents 65 and older21%+4.1 pts-0.3 pts
Average commute (minutes)3615% higher27% higher
Homes built 2010 or later2.2%-9.2 pts-12.0 pts
Median property tax paid$3,28412% lower20% higher

Census survey figures are 2020 to 2024 averages; methods.

Living in Kendall West

Unincorporated Miami Dade community about 17 miles west southwest of downtown, west of the Turnpike.

As an unincorporated area, Kendall West follows Miami-Dade County rules for zoning, permits and short term rentals.

Known for: neighborhood schools and parks

Development and roads: Farmland and open land border it on the west and north.

Compared with Miami-Dade County as a whole, housing is older (2.2% built since 2010 vs 11.4%); commutes are longer (36 vs 31 minutes); fewer homes are seasonal or vacation homes (0% vs 4.6%) and the population is older (21% age 65 or older vs 16.9%).

Closest matches on price and rent: Palm Harbor ($405,300, $1,806), West Palm Beach ($414,200, $1,772), Clermont ($418,400, $1,828).

Growth and housing

The Census does not publish yearly estimates for unincorporated places, so growth here is read from housing age and the county trend. Miami-Dade County grew 3.7% from 2020 to 2025.

The typical home here was built around 1986. This is a multifamily heavy market (38.2% in buildings of 5+ units). Households average 2.77 people.

Each year about 0.4% of residents arrive from other states.

Risks to price in

Risk itemDetail
County average homeowners insurance with wind$5,975 a year
Hurricanes tied to Miami-Dade County since 2000Katrina (2005)
Coastal countycheck flood zone and elevation per address

Condo towers and big complexes (18.4% of homes) mean assessments and building approval matter. Condo financing

Flood, storms and jobs

Flood insurance here follows Miami-Dade County, which holds CRS class 3 (35% discount). The Miami-Dade County guide covers storms, flood claims and employers; 40.5% of county homes are in high risk flood zones.

Buying a home in Kendall West

2026 loan limits (county)Amount
FHA, one unit$667,000
Conforming, one unit$832,750
Median home value here$409,500

Price to income: 5.9x, compared with 6.5x for the county.

  • Conventional: the default for buyers with solid credit and 5% or more down.
  • FHA: works for the typical $409,500 home here.

Investing in Kendall West

Long term rentals

Kendall Westvs Miami-Dade County
Renter occupied homes46.4%-1.4 pts
Rental vacancy2.9%-2.6 pts
Rent as share of renter income39.8%+1.6 pts

Short term rentals

Vacation home share is below the county (0% vs 4.6%), so nightly demand here is thinner.

Short term rental taxesRate
County tourist development tax6%
State sales tax6% plus any county surtax

Rules vary street by street; verify zoning and HOA limits early. State rules

Property types

Housing stockShare
Single family detached38.3%
Buildings with 5+ units38.2%
Manufactured homes1.2%

Nearby

Other Florida markets

Sources

  1. U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
  2. U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
  3. U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
  4. FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
  5. LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
  6. Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
  7. Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
  8. Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
  9. Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
  10. Wikipedia: List of counties in Florida. checked October 2026.
  11. U.S. Census Bureau county adjacency file. 2024.
  12. Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
  13. Wikipedia article for this place (history, setting, roads). checked October 2026.
  14. Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
  15. Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
  16. U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
  17. FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
  18. FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
  19. FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
  20. FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
  21. U.S. Census Bureau, County Business Patterns 2023. 2023.
  22. U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
  23. Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.

Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.

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