Tamiami today
What this means
Twelve month change in Tamiami: +1.3%, essentially flat.
No Zillow figure covers this place, so the value is the Census 2020 to 2024 median updated with the FHFA price index. Rough guide only; see how these figures are built.
Quick facts
| Tamiami | vs Miami-Dade County | vs Florida | |
|---|---|---|---|
| Population | 49,752 (Census survey) | ||
| Median home value | $482,100 | 4% higher | 34% higher |
| Median gross rent | $1,939 | 6% higher | 16% higher |
| Median household income | $78,353 | 9% higher | 5% higher |
| Owner occupied homes | 71.7% | +19.5 pts | +4.1 pts |
| Residents 65 and older | 24% | +7.1 pts | +2.7 pts |
| Average commute (minutes) | 33 | 6% higher | 17% higher |
| Homes built 2010 or later | 2.7% | -8.7 pts | -11.5 pts |
| Median property tax paid | $3,529 | 6% lower | 29% higher |
Census survey figures are 2020 to 2024 averages; methods.
Living in Tamiami
Unincorporated suburb in western Miami Dade about 14 miles west of downtown, named for the Tamiami Trail.
Tamiami is an unincorporated community, so there is no city government; Miami-Dade County handles zoning, permits and rental rules.
Known for: Tamiami Trail (US 41); Belen Jesuit Preparatory School
How it has grown: US 41 runs east into Miami and west across the Everglades.
Compared with Miami-Dade County as a whole, less of the housing is in apartment and condo buildings (19.8% vs 44.7%); more homes are owner occupied (71.7% vs 52.2%); the population is older (24% age 65 or older vs 16.9%) and housing is older (2.7% built since 2010 vs 11.4%).
Closest matches on price and rent: Destin ($490,300, $1,936), Winter Garden ($476,000, $1,963), Cutler Bay ($472,700, $1,978).
Growth and housing
Yearly population estimates are not published for Census designated places; the county trend is the best guide. Miami-Dade County grew 3.7% from 2020 to 2025.
Half the homes are older than 1984. The housing mix is 56.5% detached houses and 19.8% larger buildings. Households average 2.81 people.
Fewer newcomers from out of state than the county average (0.3% vs 1.3%).
Risks to price in
| Risk item | Detail |
|---|---|
| County average homeowners insurance with wind | $5,975 a year |
| Hurricanes tied to Miami-Dade County since 2000 | Katrina (2005) |
| Coastal county | check flood zone and elevation per address |
34.7% of homes predate 1980: expect four point inspections. Inspections
16% of homes are in buildings of 20 or more units; condo reserves and inspections decide financing. Condo financing
Flood, storms and jobs
Flood insurance here follows Miami-Dade County, which holds CRS class 3 (35% discount). Countywide, 40.5% of homes sit in a FEMA high risk zone; the Miami-Dade County guide has the full flood, storm and jobs picture.
Buying a home in Tamiami
| 2026 loan limits (county) | Amount |
|---|---|
| FHA, one unit | $667,000 |
| Conforming, one unit | $832,750 |
| Median home value here | $482,100 |
Homes cost 6.2 times median household income here (Miami-Dade County 6.5, Florida 4.8).
- Conventional: the most common loan in Miami-Dade County.
- FHA: $184,900 of room between the median home and the FHA limit.
Investing in Tamiami
Long term rentals
| Tamiami | vs Miami-Dade County | |
|---|---|---|
| Renter occupied homes | 28.3% | -19.5 pts |
| Rental vacancy | 3.3% | -2.2 pts |
| Rent as share of renter income | 49.6% | +11.4 pts |
Short term rentals
Vacation home share is below the county (0.2% vs 4.6%), so nightly demand here is thinner.
| Short term rental taxes | Rate |
|---|---|
| County tourist development tax | 6% |
| State sales tax | 6% plus any county surtax |
Confirm zoning, registration and HOA rules for the exact address. State rules
Property types
| Housing stock | Share |
|---|---|
| Single family detached | 56.5% |
| Buildings with 5+ units | 19.8% |
| Manufactured homes | 6.1% |
Nearby
Other Florida markets
Sources
- U.S. Census Bureau, American Community Survey 2020 to 2024 5 year estimates. 2020 to 2024.
- U.S. Census Bureau, Population Estimates, Vintage 2025. July 1, 2025.
- U.S. Census Bureau, Building Permits Survey, 2025 annual. 2025.
- FFIEC HMDA Data Browser, originated loans. 2025 and 2024.
- LendingTree: 2026 FHA loan limits in Florida by county (HUD figures). 2026.
- Florida Realtors: FHFA sets 2026 conforming loan limits. 2026.
- Florida Office of Economic and Demographic Research: 2026 local option tourist tax rates. 2026.
- Florida Office of Insurance Regulation, July 2026 Insurance Stability Unit report (average homeowners premium with wind, as of March 31, 2026). March 31, 2026.
- Freddie Mac Primary Mortgage Market Survey. week of October 22, 2026.
- Wikipedia: List of counties in Florida. checked October 2026.
- U.S. Census Bureau county adjacency file. 2024.
- Wikipedia county article and statewide lists (colleges, teams, airports); Florida Defense Support Task Force installation map. checked October 2026.
- Wikipedia article for this place (history, setting, roads). checked October 2026.
- Zillow Home Value Index (ZHVI), all homes, middle tier, smoothed and seasonally adjusted. September 2026.
- Federal Housing Finance Agency House Price Index (county annual, metro and state quarterly, all transactions). through Q2 2026.
- U.S. Census Bureau, Building Permits Survey, January to September 2026 and 2025. September 2026.
- FEMA OpenFEMA, NFIP Residential Penetration Rates. as of August 2026.
- FEMA OpenFEMA, FIMA NFIP Redacted Claims (2000 to 2026). as of September 2026.
- FEMA OpenFEMA, NFIP Community Status Book (Community Rating System class). August 2026.
- FEMA OpenFEMA, Disaster Declarations Summaries (2000 to 2026). October 2026.
- U.S. Census Bureau, County Business Patterns 2023. 2023.
- U.S. Census Bureau, ACS 2020 to 2024, median gross rent by bedrooms (B25031). 2020 to 2024.
- Hurricane landfalls: Wikipedia, List of Florida hurricanes (2000 to present). checked October 2026.
Estimates from public data; they change over time. General information, not investment, tax or legal advice, and not a loan offer. Methods and assumptions.